1305 3rd St SE, Cedar Rapids, IA 52401 Property Records

Linn County property record for 1305 3rd St SE, Cedar Rapids, IA 52401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 bd · 1 ba · 819 sqft · built 1880
Lot Size	0.096 acres (4,181 sqft)
Owner	Company Name on Record
Last Sale	$57,000 (Oct 2010)
Tax Bill	$2,244 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jan 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`14273-29002-00000`

Property Details

APN / Parcel Number

Primary APN	`14273-29002-00000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	819 sqft Gross Area
1st Floor Area	2,167 sqft
Upper Floors Area	540 sqft
Basement Area	190 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,181 sqft (0.096 acres)
Lot Dimensions	30 ft deep x 30 ft wide
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1305 3RD ST SE
City	CEDAR RAPIDS
State	IA
Zip	52401-2309
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	J C MAYS SE 30 LOT 7 BLK 32 & HULLS 1ST SE 30 LOT 7 BLK 32 STR/LB
Legal Range	7W
Legal Township	83N
Legal Section	27
Legal Subdivision	J C MAY
Legal Block	32
Legal Lot Number	7
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	1
Census Block	1022
Census Tract	2700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bohemian Commercial Historic District listed 2012 · 43 contributing resources · NRIS 12000096

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1707 2ND AVE SE, CEDAR RAPIDS, IA 52403-2305
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit COLLINS COMMUNITY CU
Jan 26, 2018	Trustee's Deed, Construction Loan · Line of Credit BANKERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2010 · Amount on Record
Deed Sale	Oct 20, 2010 · Amount on Record
Prior Sale	Apr 17, 2008 · Amount on Record
Deed Book / Page	7749 / 130
Last Transfer Date	Jan 19, 2018
Transfer Doc	1002500266
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1305 3RD ST SE, CEDAR RAPIDS, IA 52401-2309
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 COTTAGE LN, CEDAR RAPIDS, IA 52403-1516

Mortgage

Document Number	1123500282
Date	Dec 14, 2021
Book Page	11235/282

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2051

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LINN IA
Recording Date	Jan 26, 2018
Property Address	1305 3RD ST SE, CEDAR RAPIDS, IA 52401-2309
Document Number	0100270103
Book / Page	010027 / 000103
Instrument Date	Jan 24, 2018
Transaction Type	Construction Loan
Record Updated	Feb 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 8TH AVE SE CEDAR RAPIDS IA 524012137, CEDAR RAPIDS, IA 52401-2137

Mortgage

Document Number	100270103
Date	Jan 26, 2018
Book Page	010027/000103

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50304-0897

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 25, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,500 (-) Land $12,600 Building $119,900	$132,500 (-) Land $12,600 Building $119,900
2025	$2,244.00 (+2.37%)	$132,500 (+10.32%) Land $12,600 Building $119,900	$132,500 (+10.32%) Land $12,600 Building $119,900
2024	$2,192.00 (-3.27%)
2023		$120,100 Land $12,600 Building $107,500	$120,100 Land $12,600 Building $107,500
2022	$2,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	27 (1999–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 8 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, ImOn Communications, T-Mobile.

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