1305 2nd St, Aurora, NE 68818 Property Records

Hamilton County property record for 1305 2nd St, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,720 sqft · built 1968
Lot Size	0.165 acres (7,188 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Dec 2021)
Tax Bill	$3,498 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3445-04-0-10180-009-1147`

Property Details

APN / Parcel Number

Primary APN	`3445-04-0-10180-009-1147`
Alternative APNs	`3445-00-0-10180-009-1147` `410051233`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Basement Area	2,174 sqft
Finished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,188 sqft (0.165 acres)
Lot Dimensions	115 ft deep x 62.5 ft wide
Garage Type	Detached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,246 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1305 2ND ST
City	AURORA
State	NE
Zip	68818-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	S 62.5' OF LOTS 9-10 & S 62.5' OF E 27' LOT 8 BLK 9 MILLERS ADD
Legal Range	06
Legal Township	10
Legal Section	04
Legal Subdivision	MILLERS ADD
Legal Block	9
Legal Lot Number	9-10,8
Jurisdiction	HAMILTON NE
Township / Civil Division	4
Census Block Group	2
Census Block	2077
Census Tract	969300

Owner

1305 2nd St is owned and occupied by two individuals who bought it in December 2021.

Source: Hamilton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1305 2ND ST, AURORA, NE 68818-1509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Mar 14, 2022	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Dec 3, 2021 · Amount on File
Deed Document Number	20212634
Deed Book / Page	108 / 455
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	1305 2ND ST, AURORA, NE 68818-1509
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 2ND ST, HAMPTON, NE 68843-9337

Mortgage

Document Number	0000347/81
Date	Dec 3, 2021
Book Page	347/81
Instrument	2021-02635

Lender

Name	COGENT BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	1305 2ND ST, AURORA, NE 68818-1509
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000350/78
Date	Apr 6, 2022
Book Page	350/78
Instrument	2022-00714

Lender

Name	COGENT BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON NE
Recording Date	Mar 14, 2022
Property Address	1305 2ND ST, AURORA, NE 68818-1509
Document Number	000109/168
Book / Page	109 / 168
Instrument Date	Mar 11, 2022
Instrument	2022-00540
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2229 WOODLAND RD, AURORA, NE 68818-1433

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1305 2nd St was $3,498.

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,790 (+8.32%) Land $14,375 Building $342,415	$356,790 (+8.32%) Land $14,375 Building $342,415
2025	$3,498.00	$329,395 Land $14,375 Building $315,020	$329,395 Land $14,375 Building $315,020
2023	$3,445.00	$244,200 Land $14,375 Building $229,825	$244,200 Land $14,375 Building $229,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 4,678 people · EPA ID NE3108101
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	1.44 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Viaero Wireless.

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