1305 1st Ave, Sturgis, SD 57785 Property Records

Meade County property record for 1305 1st Ave, Sturgis, SD 57785

Property Summary

Property TypeSingle Family Home
Details5 bd · built 1996
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on Record
Last Sale$229,000 (Aug 2017)
Tax Bill$5,409 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01.06.01.03

Property Details

APN / Parcel Number

Primary APN01.06.01.03

Interior

Bedrooms5 Beds

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area10,454 sqft (0.24 acres)

Location & Zoning

Street Address1305 1ST AVE
CitySTURGIS
StateSD
Zip57785-2754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADE SUB #1 LOT 3 BLK 1
Legal SubdivisionMEADE SUB #1
Legal Block1
Legal Lot Number3
JurisdictionMEADE SD
Township / Civil DivisionSTURGIS
Census Block Group1
Census Block1097
Census Tract20401

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1305 1ST AVE, STURGIS, SD 57785-2754
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
BLACK HILLS FCU
Aug 18, 2017Deed of Trust, Mortgage · VA Mortgage
CMG MORTGAGE INC
May 20, 2020Deed of Trust, Mortgage · VA Mortgage
CMG MORTGAGE INC
Aug 18, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2017 · Amount on Record
Deed SaleAug 18, 2017 · Amount on Record
Deed Document Number20175216
Deed Book / Page890 / 479
Prior Transfer DateApr 26, 2016
Prior Transfer Doc00865/1805
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address1305 1ST AVE, STURGIS, SD 57785-2754
Transaction TypeMortgage
Record UpdatedSep 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000969/54
DateAug 22, 2022
Book Page969/54
Instrument22005563
Lender
NameBLACK HILLS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2037
Interest
Rate TypeFixed Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address1305 1ST AVE, STURGIS, SD 57785-2754
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number892/1334
DateAug 18, 2017
Book Page892/1334
Instrument17005217
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address1305 1ST AVE, STURGIS, SD 57785-2754
Transaction TypeMortgage
Record UpdatedJun 3, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number927/1837
DateMay 20, 2020
Book Page927/1837
Instrument20002998
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateAug 18, 2017
Property Address1305 1ST AVE, STURGIS, SD 57785-2754
Document Number000890/479
Book / Page890 / 479
Map ReferencePL 18 PG 1
Instrument DateAug 18, 2017
Instrument17005216
Transaction TypeTransfer
Record UpdatedFeb 1, 2022

Transaction

AmountAmount Recorded
Tax$229.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13515 BRADLEY BLVD APT 105, 13515, BECKER, MN 55308-9597

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1305 1ST AVE, STURGIS, SD 57785-2754

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
MunicipalitySturgis City
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$403,046 (-) Land $62,376 Building $340,670$403,046 (-) Land $62,376 Building $340,670
2025$5,409.00 (+9.52%) Additional exemption filed$403,046 (+8.32%) Land $62,376 Building $340,670$403,046 Land $62,376 Building $340,670
2024$4,939.00 (-3.42%)
2023$372,076 Land $62,376 Building $309,700
2022$5,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 48% of South Dakota
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURGIS
serves 7,020 people · EPA ID SD4600321
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 1,000
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Wisp West
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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