Kootenai County property record for 13048 N Reward Loop, Rathdrum, ID 83858
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,545 sqft · built 2016 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,648 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RK2940090160 |
| Primary APN | RK2940090160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,545 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Construction Type | Frame |
| Lot Area | 8,059 sqft (0.185 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 322274 |
|---|---|
| Street Address | 13048 N REWARD LOOP |
| City | RATHDRUM |
| State | ID |
| Zip | 83858-7223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE SKY, LT 16 BLOCK 9 0651N04W |
| Legal Subdivision | PRAIRIE SKY |
| Legal Block | 9 |
| Legal Lot Number | 16 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | POST FALLS-RATHDRUM |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 303 |
13048 N Reward Loop is owned and occupied by an individual who acquired it in June 2019.
Source: Kootenai County records, as of December 1, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 13048 N REWARD LOOP, RATHDRUM, ID 83858-7223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Line of Credit COLUMBIA STATE BANK |
| Jun 28, 2019 | Warranty Deed, Transfer · FHA Mortgage WASHINGTON TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 |
| Deed Sale | Jun 28, 2019 |
| Prior Sale | May 20, 2016 |
| Deed Document Number | 2699854000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 13048 N REWARD LOOP, RATHDRUM, ID 83858-7223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | NORTH ID TTL CO COEUR D ALEN |
| Name | Verified Name |
|---|
| Document Number | 2907661000 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2907661000 |
| Name | COLUMBIA STATE BANK |
|---|---|
| Type | Bank |
| Address | RATHDRUM, ID 83858 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Jun 28, 2019 |
| Property Address | 13048 N REWARD LOOP, RATHDRUM, ID 83858-7223 |
| Document Number | 2699854000 |
| Map Reference | MB K PG 294 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 2699854000 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13048 N REWARD LOOP, RATHDRUM, ID 83858-7223 |
| Document Number | 2699855000 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2699855000 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 13048 N Reward Loop was $1,648 with a homeowner's exemption, down 4.3% from the year before.
Source: Kootenai County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Municipality | Rathdrum City |
| Unified School District | Lakeland Joint School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,648.00 (-4.3%) Homeowner's exemption | $438,930 Land $175,000 Building $263,930 | $438,930 Land $175,000 Building $263,930 |
| 2024 | $1,722.00 (+3.61%) | ||
| 2023 | $1,662.00 (-25.24%) Homeowner's exemption | $459,394 (-5.33%) Land $175,000 Building $284,394 | $459,394 (-5.33%) Land $175,000 Building $284,394 |
| 2022 | $2,223.00 Homeowner's exemption | $485,248 Land $175,000 Building $310,248 | $485,248 Land $175,000 Building $310,248 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13048 N Reward Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13048 N Reward Loop has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ziply Fiber.
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