13048 E 4th Cross St, Troy, IN 47588 Property Records

Spencer County property record for 13048 E 4th Cross St, Troy, IN 47588

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 808 sqft · built 1915
Lot Size	0.168 acres (7,318 sqft)
Owner	2 Individual Names on Record
Tax Bill	$220 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-25-202-041.000-013`

Property Details

APN / Parcel Number

Primary APN	`74-06-25-202-041.000-013`
Alternative APNs	`06001200001500` `00001003778`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
1st Floor Area	808 sqft
Attic	Attic
Attic Area	600 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Metal
Lot Area	7,318 sqft (0.168 acres)
Lot Dimensions	99 ft deep x 74 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001003778
Street Address	13048 E 4TH CROSS ST
City	TROY
State	IN
Zip	47588-9665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NEW BOSTON E 1/2 LOT 41
Legal Subdivision	NEW BOSTON
Legal Lot Number	41
Jurisdiction	SPENCER IN
Township / Civil Division	HUFF
Census Block Group	1
Census Block	1054
Census Tract	952800

Owner

Source: Spencer County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7200 STATE ROAD 237, CANNELTON, IN 47520-6713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026
Deed Sale	Sep 14, 2026
Prior Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	20262748
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Sep 14, 2026
Property Address	13048 E 4TH CROSS ST, TROY, IN 47588-9665
Document Number	0000002748
Instrument Date	Aug 26, 2026
Instrument	20262748
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7200 STATE ROAD 237, CANNELTON, IN 47520-6713

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Apr 27, 2021
Property Address	13048 E 4TH CROSS ST, TROY, IN 47588-9665
Document Number	2021R01844
Instrument Date	Mar 19, 2021
Instrument	2021R-01844
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13048 E 4TH CROSS ST, EVANSTON, IN 47531-8244
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R01845
Date	Apr 27, 2021
Instrument	2021R-01845

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Spencer County
County Subdivision	Huff Township
Unified School District	North Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$220.00 (-5.58%) Homeowner's exemption	$77,600 (+42.91%) Land $7,300 Building $70,300	$77,600 (+42.91%) Land $7,300 Building $70,300
2024	$233.00 (+115.74%)
2023		$54,300 (+6.89%) Land $2,600 Building $51,700	$54,300 (+6.89%) Land $2,600 Building $51,700
2022	$108.00	$50,800 Land $2,600 Building $48,200	$50,800 Land $2,600 Building $48,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100

May also be available: Orange County REMC.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E 4th Cross St

All E 4th Cross St Property Records

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures