Harris County property record for 13047 Iris Garden Ln, Houston, TX 77044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,780 sqft · built 2010 |
| Lot Size | 0.056 acres (2,438 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,365 (Nov 2021) |
| Tax Bill | $3,741 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-596-001-0061 |
| Primary APN | 128-596-001-0061 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 799 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 2,438 sqft (0.056 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1285960010061 |
|---|---|
| Street Address | 13047 IRIS GARDEN LN |
| City | HOUSTON |
| State | TX |
| Zip | 77044-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 61 BLK 1 SUMMERWOOD SEC 31 AMEND NO 1 |
| Legal Subdivision | SUMMERWOOD SEC 31 AMEND NO 1 |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 252002 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13047 IRIS GARDEN LN, HOUSTON, TX 77044-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Nov 2, 2021 | Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on Record |
| Deed Sale | Nov 2, 2021 · Amount on Record |
| Prior Sale | Apr 17, 2014 · Amount on Record |
| Deed Document Number | 2021631199 |
| Prior Transfer Date | Apr 16, 2014 |
| Prior Transfer Doc | 20140158063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 13, 2026 |
| Property Address | 13047 IRIS GARDEN LN, HOUSTON, TX 77044-1230 |
| Document Number | 0000186946 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026186946 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13047 IRIS GARDEN LN, HOUSTON, TX 77044-1230 |
| Document Number | 0000186946, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026186946 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Nov 1, 2051 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Nov 2, 2021 |
| Property Address | 13047 IRIS GARDEN LN, HOUSTON, TX 77044-1230 |
| Document Number | 2021631199 |
| Map Reference | MF 625090 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021-631199 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | TEXAS AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13047 IRIS GARDEN LN, HOUSTON, TX 77044-1230 |
| Document Number | 2021631200 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021-631200 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Humble Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,228 (-2.49%) Land $36,936 Building $200,292 | $237,228 (-2.49%) Land $36,936 Building $200,292 | |
| 2025 | $3,741.00 (-36.33%) Homeowner's exemption | $243,282 (-1.11%) Land $36,936 Building $206,346 | $243,282 (-1.11%) Land $36,936 Building $206,346 |
| 2024 | $5,876.00 (+271.66%) | ||
| 2023 | $246,012 Land $22,900 Building $223,112 | $246,012 Land $22,900 Building $223,112 | |
| 2022 | $1,581.00 (+22.75%) | ||
| 2020 | $1,288.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 87 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 9 (2017–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 344 serves 4,518 people · EPA ID TX1012974 |
|---|---|
| Water Source | Purchased surface water from CITY OF HOUSTON |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Xfinity.
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