13047 Findlay Way, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 13047 Findlay Way, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,050 sqft · built 1973
Lot Size	0.309 acres (13,445 sqft)
Owner	2 Individual Names on Record
Last Sale	$346,000 (Nov 2020)
Tax Bill	$4,824 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-31004-02-040`

Property Details

APN / Parcel Number

Primary APN	`01-31004-02-040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,050 sqft Living Area
Gross Area	2,537 sqft
1st Floor Area	1,346 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1988
Architectural Style	Split Level
Construction Type	Wood
Lot Area	13,445 sqft (0.309 acres)
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13047 FINDLAY WAY
City	SAINT PAUL
State	MN
Zip	55124-5325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENLEAF 5TH ADDITION 4 2
Legal Subdivision	GREENLEAF 5TH ADDITION
Legal Block	2
Legal Lot Number	40
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1004
Census Tract	60822

Owner

Source: Dakota County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13047 FINDLAY WAY, SAINT PAUL, MN 55124-5325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 28, 2018	Deed of Trust, Mortgage UNION YES FCU
Nov 25, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Jul 18, 2013 · Amount on Record
Deed Document Number	20203418112
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13047 FINDLAY WAY, APPLE VALLEY, MN 55124-5325
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13047 FINDLAY WAY, APPLE VALLEY, MN 55124-5325

Mortgage

Document Number	0003608138
Date	Oct 30, 2023
Instrument	3608138

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13047 FINDLAY WAY, APPLE VALLEY, MN 55124-5325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003257307
Date	Jun 28, 2018
Instrument	3257307

Lender

Name	UNION YES FCU
Type	Credit Union
Address	OSSEO, MN 55369

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 18, 2028

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Nov 25, 2020
Property Address	13047 FINDLAY WAY, APPLE VALLEY, MN 55124-5325
Document Number	0003418112
Instrument Date	Oct 15, 2020
Instrument	3418112
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,141.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13047 FINDLAY WAY, APPLE VALLEY, MN 55124-5325

Mortgage

Document Number	0003418113
Date	Nov 25, 2020
Instrument	3418113

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,824.00	$392,500 Land $109,800 Building $282,700	$392,500 Land $109,800 Building $282,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GigFire, Metronet, Southeast MN Wifi, Verizon.

Nearby Properties on Findlay Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures