13046 Prospect Ave, Warren, MI 48089 Property Records

Macomb County property record for 13046 Prospect Ave, Warren, MI 48089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1952
Lot Size	0.097 acres (4,225 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Apr 2020)
Tax Bill	$1,447 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-35-409-007`

Property Details

APN / Parcel Number

Primary APN	`12-13-35-409-007`
Alternative APN	`1335409007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	4,225 sqft (0.097 acres)
Lot Dimensions	106 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	13046 PROSPECT AVE
City	WARREN
State	MI
Zip	48089-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	JOHN F KEYS' KEYSLAWN ESTATES LOT 159 L10 P55
Legal Subdivision	JOHN F KEYS KEYSLAWN ESTATES
Legal Lot Number	159
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2012
Census Tract	268300

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13046 PROSPECT AVE, WARREN, MI 48089-3211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Feb 22, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	202047747
Deed Book / Page	26647 / 103
Prior Transfer Date	Feb 3, 2017
Prior Transfer Doc	0000020741
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 16, 2020
Property Address	13046 PROSPECT AVE, WARREN, MI 48089-3211
Document Number	0000047747
Book / Page	26647 / 103
Map Reference	LB 10 PG 55
Instrument Date	Mar 26, 2020
Instrument	2047747
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	SHORES TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$541.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 S GAISBAROUGH AVE, 702, ROYAL OAK, MI 48067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13046 PROSPECT AVE, WARREN, MI 48089-3211

Mortgage

Document Number	0000047748
Date	Apr 16, 2020
Instrument	2047748

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Mortgage

Document Number	0000047749
Date	Apr 16, 2020
Book Page	26647/120
Instrument	2047749

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 5, 2018
Property Address	13046 PROSPECT AVE, WARREN, MI 48089-3211
Document Number	0000098931
Book / Page	25558 / 938
Map Reference	LB 10 PG 55
Instrument Date	Aug 23, 2018
Instrument	8098931
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42211 GARFIELD RD # 323, 42211, CLINTON TOWNSHIP, MI 48038-1648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 S GALSBOROUGH AVE, ROYAL OAK, MI 48067

Mortgage

Document Number	0000098929
Date	Sep 5, 2018
Instrument	8098929

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 22, 2017
Property Address	13046 PROSPECT AVE, WARREN, MI 48089-3211
Document Number	0000020741
Book / Page	024565 / 000857
Instrument Date	Feb 3, 2017
Instrument	20741
Transaction Type	Foreclosure
Record Updated	Mar 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$167.71
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7659 AUBURN RD UTICA MI 483175219, UTICA, MI 48317-5219

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Van Dyke Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,510 (+5.85%)	$93,020 (+5.85%)
2025	$1,447.00 (+7.03%) Homeowner's exemption	$43,940 (+53.1%)	$87,880 (+53.1%)
2023		$28,700	$57,400
2022	$1,352.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

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