13046 Michael St, Biloxi, MS 39532 Property Records

Harrison County property record for 13046 Michael St, Biloxi, MS 39532

Property Summary

Property TypeMobile Home
Details1,216 sqft · built 2020
Lot Size0.578 acres (25,200 sqft)
OwnerIndividual Name on File
Tax Bill$463 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1107O-01-004.000

Property Details

APN / Parcel Number

Primary APN1107O-01-004.000
Alternative APN
  • 090386

Interior

Building Area1,216 sqft Adjusted Area
1st Floor Area1,708 sqft

Exterior

Year BuiltBuilt 2020
Lot Area25,200 sqft
Lot Dimensions140 ft deep x 180 ft wide

Exterior Amenities

Pool House96 sqft
PorchPorch
Porch Area40 sqft
Patio Area65 sqft
Utility Building72 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number090386
Street Address13046 MICHAEL ST
CityBILOXI
StateMS
Zip39532-8282
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOTS 19 & 20 GLENDALE HEIGHTS SUBD
Legal Range10
Legal Township06
Legal Section34
Legal SubdivisionGLENDALE HEIGHTS SUBD
Legal Lot Number19-20 20
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group2
Census Block2007
Census Tract3407

Owner

Source: Harrison County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13046 MICHAEL ST, BILOXI, MS 39532-8282
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2020
Deed SaleOct 19, 2020
Deed Document Number2020-0003925-D-J2
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address13046 MICHAEL ST, BILOXI, MS 39532-8282
Transaction TypeMortgage
Record UpdatedNov 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200003766TJ2
DateOct 19, 2020
Instrument2020-0003766-T-J2
Lender
NameCOMMUNITY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 15, 2025
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$463.00 (-5.51%) Homeowner's exemption Disabled Person's exemption$6,203 (+1.22%)$61,477 (+0.32%) Land $25,931 Building $35,546
2024$490.00 (+6.06%)
2023$462.00 (-9.41%) Homeowner's exemption Disabled Person's exemption$6,128$61,279 Land $25,931 Building $35,348
2022$510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2016)
Most Recent ClaimApr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 87% of Mississippi
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILOXI
serves 23,310 people · EPA ID MS0240001
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Coast Electric Power Association
Fiber
2,000 / 1,000
Cable One
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Telapex
Fixed Wireless
100 / 20

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