13045 Pine Sap Ct, Clermont, FL 34711 Property Records

Lake County property record for 13045 Pine Sap Ct, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,601 sqft · built 1995
Lot Size	0.477 acres (20,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jun 2012)
Tax Bill	$3,109 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0705-000-20600`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0705-000-20600`
Alternative APNs	`262228070500020600` `3667093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,601 sqft Living Area
Gross Area	2,045 sqft
1st Floor Area	1,601 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,765 sqft (0.477 acres)
Lot Dimensions	210 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Finished/Open Porch
Porch Area	154 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3667093
Street Address	13045 PINE SAP CT
City	CLERMONT
State	FL
Zip	34711-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GREATER PINES PHASE II SUB LOT 206 PB 36 PGS 18-19 ORB 4173 PG 108 ORB 6138 PG 395
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES PHASE II SUB
Legal Tract	0705
Legal Lot Number	206
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2027
Census Tract	31315

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13045 PINE SAP CT, CLERMONT, FL 34711-7626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 8, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2012 · Amount on Record
Deed Sale	Jun 13, 2012 · Amount on Record
Prior Sale	Jul 26, 2002 · Amount on Record
Deed Document Number	201260916
Deed Book / Page	4173 / 108
Last Transfer Date	May 2, 2023
Transfer Doc	0061380395
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13045 PINE SAP CT, CLERMONT, FL 34711-7626
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13045 PINE SAP CT, CLERMONT, FL 34711-7626

Mortgage

Document Number	0060540965
Date	Nov 18, 2022
Book Page	6054/965
Instrument	2022150122

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	May 8, 2023
Property Address	13045 PINE SAP CT, CLERMONT, FL 34711-7626
Document Number	0061380395
Book / Page	6138 / 395
Map Reference	MB 36 PG 18
Instrument Date	May 2, 2023
Instrument	2023053760
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13045 PINE SAP CT, CLERMONT, FL 34711-7626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13045 PINE SAP CT, CLERMONT, FL 34711-7626

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,250 (+2.9%)	$342,906 (-) Land $120,000 Building $222,906
2025		$160,600 (+5.98%) Land $120,000 Building $40,600	$342,906 (+24.01%) Land $120,000 Building $222,906
2024	$3,109.00 (+11.67%)
2023	$2,784.00 (+10.39%) Homeowner's exemption	$151,540 (+3%)	$276,514 (-) Land $60,000 Building $216,514
2022	$2,522.00 Homeowner's exemption	$147,130	$276,514 Land $60,000 Building $216,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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