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13045 Mountain Trl, Clermont, FL 34715 Property Records

Lake County property record for 13045 Mountain Trl, Clermont, FL 34715

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 5,315 sqft · built 1992
Lot Size5.06 acres (220,454 sqft)
OwnerCompany Name on Record
Last Sale$1,400,000 (May 2025)
Tax Bill$10,653 (2024)
Deeds & MortgagesAug 2020 Mortgage
Oct 2021 Sale
Flood ZoneZone X (minimal risk)
APN20-21-26-0002-000-06300

Property Details

APN / Parcel Number

Primary APN20-21-26-0002-000-06300
Alternative APNs
  • 262120000200006300
  • 3354257

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area5,315 sqft Living Area
Gross Area5,821 sqft
1st Floor Area2,201 sqft
Basement Area2,201 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area220,454 sqft (5.06 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces11 Parking Spaces

Exterior Amenities

Pool Area374 sqft
PorchFlorida Room
Porch Area1,759 sqft
Deck AreaDeck Area
Patio Area465 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3354257
Street Address13045 MOUNTAIN TRL
CityCLERMONT
StateFL
Zip34715-9474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionE 1/2 OF W 1/2 OF S 2/3 OF N 3/4 OF NW 1/4 OF NW 1/4 ORB 6531 PG 1646
Legal Range26E
Legal Township21S
Legal Section20
Legal Quarter2
Legal SubdivisionACREAGE & UNREC
Legal Tract0002
Legal Lot Number63
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2009
Census Tract31301

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address13045 MOUNTAIN TRL, CLERMONT, FL 34715-9474
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
MAINSTREET COMMUNITY BANK OF FLORIDA
Oct 27, 2021Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2025 · Amount on Record
Deed SaleMay 20, 2025 · Amount on Record
Prior SaleOct 27, 2021 · Amount on Record
Deed Document Number202562561
Deed Book / Page6531 / 1646
Prior Transfer DateNov 6, 2006
Prior Transfer Doc0033181935
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address13045 MOUNTAIN TRL, CLERMONT, FL 34715-9474
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyMETES AND BOUNDS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address13045 MOUNTAIN TRL, CLERMONT, FL 34715-9474

Mortgage

Document Number0055300471
DateAug 25, 2020
Book Page5530/471
Instrument2020092913
Lender
NameMAINSTREET COMMUNITY BANK OF FLORIDA
TypeBank
AddressDELAND, FL 32720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 27, 2021
Property Address13045 MOUNTAIN TRL, CLERMONT, FL 34715-9474
Document Number0058231966
Book / Page5823 / 1966
Instrument DateOct 22, 2021
Instrument2021149071
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$11,112.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1269, GOTHA, FL 34734-1269

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$968,484 (-0.13%) Land $275,000 Building $693,484$968,484 (-0.13%) Land $275,000 Building $693,484
2025$969,777 (+20.55%) Land $275,000 Building $694,777$969,777 (+20.55%) Land $275,000 Building $694,777
2024$10,653.00 (+5.98%)
2023$10,052.00 (+24.31%)$804,451 (+40.82%)$804,451 (+40.82%) Land $275,000 Building $529,451
2022$8,086.00$571,276$571,276 Land $177,000 Building $394,276

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMINNEOLA WATER DEPARTMENT (2 WPS)
serves 20,605 people · EPA ID FL3350836
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Trl

Nearby Streets

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