Hillsborough County property record for 13045 E 92 Hwy, Dover, FL 33527
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,496 sqft · built 1959 |
| Lot Size | 1.04 acres (45,371 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Oct 2019) |
| Tax Bill | $3,759 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082948-0000 |
| Primary APN | 082948-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 3,238 sqft |
| 1st Floor Area | 2,304 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mansion |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 45,371 sqft |
| Lot Dimensions | 460 ft deep x 93 ft wide |
| Garage Type | Carport |
| Garage Area | 187 sqft |
| Carport | Carport |
| Carport Area | 187 sqft |
| Porch | Enclosed Porch |
| Porch Area | 368 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0829480000 |
|---|---|
| Street Address | 13045 E 92 HWY |
| City | DOVER |
| State | FL |
| Zip | 33527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AS-1 |
| Legal Description | W 92.99 FT OF E 717.99 FT OF THAT PART OF N 1/2 OF NE 1/4 OF SE 1/4 LYING S OF STATE RD 600 |
| Legal Range | 21E |
| Legal Township | 28S |
| Legal Section | 30 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 3 |
| Legal Lot Number | 79140 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 12106 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13045 E US HIGHWAY 92, DOVER, FL 33527-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L |
| Oct 8, 2019 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2019 · Amount on Record |
| Deed Sale | Oct 8, 2019 · Amount on Record |
| Deed Document Number | 2019435383 |
| Deed Book / Page | 27015 / 204 |
| Prior Transfer Date | Oct 1, 2004 |
| Prior Transfer Doc | 0000383493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 13045 E US HIGHWAY 92, DOVER, FL 33527-4107 |
| Document Number | 0000406476 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13045 E US HIGHWAY 92 DOVER FL 335274107, DOVER, FL 33527-4107 |
| Document Number | 0000406476 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 406476 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 8, 2019 |
| Property Address | 13045 E US HIGHWAY 92, DOVER, FL 33527-4107 |
| Document Number | 0000435383 |
| Book / Page | 27015 / 0204 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 2019435383 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 N COLLINS ST, 121, PLANT CITY, FL 33563-3311 |
| Name | Verified Name |
|---|---|
| Address | 13045 E US HIGHWAY 92, DOVER, FL 33527-4107 |
| Document Number | 0270150206 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 27015/0206 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,990 (+1.31%) | $233,963 (+2.39%) Land $91,520 Building $142,443 | |
| 2025 | $3,759.00 (+15.27%) Homeowner's exemption | $184,575 (+7.09%) | $228,505 (+11.7%) Land $83,200 Building $145,305 |
| 2023 | $3,261.00 (+9.54%) Homeowner's exemption | $172,354 (+2.45%) | $204,570 (+3.84%) Land $70,720 Building $133,850 |
| 2022 | $2,977.00 Homeowner's exemption | $168,240 | $197,011 Land $64,480 Building $132,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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