13044 Ave la Valencia, Poway, CA 92064 Property Records

San Diego County property record for 13044 Ave la Valencia, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 4,344 sqft · built 1979
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$857,500 (Jun 2015)
Tax Bill	$16,846 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`275-630-26-00`

Property Details

APN / Parcel Number

Primary APN	`275-630-26-00`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,344 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	22,651 sqft (0.52 acres)
View / Lot	Woodland
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13044 AVENIDA LA VALENCIA
City	POWAY
State	CA
Zip	92064-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 63 TR 007478
Legal Subdivision	SILVER SADDLE RANCH
Legal Tract	007478
Legal Block	1
Legal Lot Number	63
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17006

Owner

13044 Ave la Valencia is owned and occupied by two individuals who bought it in June 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13044 AVENIDA LA VALENCIA, POWAY, CA 92064-1904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 24, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 17, 2017	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2015 · Amount on File
Deed Sale	Jun 25, 2015 · Amount on File
Prior Sale	Jul 15, 2011 · Amount on File
Deed Document Number	2015332152
Prior Transfer Date	Apr 24, 2014
Prior Transfer Doc	0000204873
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13044 AVENIDA LA VALENCIA, POWAY, CA 92064-1904
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13044 AVENIDA LA VALENCIA, POWAY, CA 92064-1904

Mortgage

Document Number	0000871527
Date	Dec 29, 2021
Instrument	2021-0871527

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13044 AVENIDA LA VALENCIA, POWAY, CA 92064-1904
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13044 AVENIDA LA, POWAY, CA 92064

Mortgage

Document Number	0000192358
Date	Mar 12, 2021
Instrument	2021-0192358

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13044 AVENIDA LA VALENCIA, POWAY, CA 92064-1904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13044 AVENIDA LA VALENCIA, POWAY, CA 92064-1904

Mortgage

Document Number	0000443391
Date	Oct 24, 2018
Instrument	2018-0443391

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 19, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13044 AVENIDA LA VALENCIA, POWAY, CA 92064-1904
Document Number	0000492373
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13044 AVENIDA LA VALENCIA POWAY CA 920641904, POWAY, CA 92064-1904

Mortgage

Document Number	0000492373
Date	Oct 23, 2017
Instrument	492373

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 13044 Ave la Valencia was $16,846 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,517,071 (+2%) Land $753,899 Building $763,172
2025	$16,846.00 Homeowner's exemption	$1,487,325 Land $739,117 Building $748,208
2023	$16,055.00 (+6.13%) Homeowner's exemption	$1,429,572 Land $710,417 Building $719,155
2022	$15,127.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13044 Ave la Valencia in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1995–2014)
Most Recent Claim	Dec 2014 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13044 Ave la Valencia is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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