13042 Stone Castle Ct, Saint Louis, MO 63127 Property Records

St. Louis County property record for 13042 Stone Castle Ct, Saint Louis, MO 63127

Property Summary

Property Type	Single Family Home
Details	3 bd · 8 ba · 11,858 sqft · built 2024
Lot Size	0.897 acres (39,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,843,700 (Dec 2025)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2024 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`27N-51-0389`

Property Details

APN / Parcel Number

Primary APN	`27N-51-0389`

Interior

Bedrooms	3 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	33 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	11,858 sqft Living Area
Gross Area	13,088 sqft
1st Floor Area	4,450 sqft
Basement Area	3,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Lot Area	39,078 sqft (0.897 acres)
Garage Type	Attached
Garage Area	1,230 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	475 sqft
Deck Area	132 sqft
Balcony Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13042 STONE CASTLE CT
City	SAINT LOUIS
State	MO
Zip	63127-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	VISTAS AT STONE CASTLE LOT 4
Legal Subdivision	VISTAS AT STONE CASTLE
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	2
Census Block	2005
Census Tract	221201

Owner

Source: St. Louis County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13042 STONE CASTLE CT, SAINT LOUIS, MO 63127-1922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIME LENDING INC
Feb 23, 2024	Intrafamily Transfer, Transfer · Construction Mortgage TRIAD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Feb 23, 2024 · Amount on Record
Deed Document Number	2025350
Prior Transfer Date	Feb 16, 2024
Prior Transfer Doc	0000000419
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 19, 2025
Property Address	13042 STONE CASTLE CT, SAINT LOUIS, MO 63127-1922
Document Number	2025121900350
Map Reference	MB 371 PG 122&123
Instrument Date	Dec 18, 2025
Instrument	2025121900350
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026
Title Company	STEWART TITLE, STC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 S KIRKWOOD RD STE 103, 103, SAINT LOUIS, MO 63122-6166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13042 STONE CASTLE CT, SAINT LOUIS, MO 63127-1922

Mortgage

Document Number	2025121900351
Date	Dec 19, 2025
Instrument	2025121900351

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Feb 23, 2024
Property Address	13042 STONE CASTLE CT, SAINT LOUIS, MO 63127-1922
Document Number	2024022300419
Map Reference	MB 371 PG 122&123
Instrument Date	Feb 16, 2024
Instrument	2024022300419
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2024022300420
Date	Feb 23, 2024
Instrument	2024022300420

Lender

Name	TRIAD BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Sunset Hills City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,270 (+936.29%) Land $36,020 Building $337,250	$1,964,600 (+936.18%) Land $189,600 Building $1,775,000
2025	$2,516.00	$36,020 Land $36,020	$189,600 Land $189,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	97 (1979–2017)
Claims Outside the SFHA	15 of 97
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2008 · 7 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 16 claims Severe Storms & Flooding, Oct 1993 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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