Hennepin County property record for 13041 Saratoga Ln N, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 994 sqft · built 1977 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,508 (Apr 2023) |
| Tax Bill | $4,085 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-120-22-24-0018 |
| Primary APN | 24-120-22-24-0018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 994 sqft Living Area |
| Gross Area | 2,506 sqft |
| 1st Floor Area | 994 sqft |
| Basement Area | 768 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 136 ft deep x 84 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Deck Area | 208 sqft |
| Patio Area | 208 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 13041 SARATOGA LN N |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 007 BLOCK 005 T EDGEWATER GARDENS 84 X 136.84 |
| Legal Range | 22 |
| Legal Township | 120 |
| Legal Section | 24 |
| Legal Quarter | 24 |
| Legal Subdivision | EDGEWATER GARDENS |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 26903 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13041 SARATOGA LN N, CHAMPLIN, MN 55316-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA |
| Oct 3, 2022 | Warranty Deed, Transfer · Commercial Mortgage ALLIED FUNDING MN LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on Record |
| Deed Sale | Apr 19, 2023 · Amount on Record |
| Prior Sale | Apr 5, 2023 · Amount on Record |
| Deed Document Number | 20236008636 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Apr 19, 2023 |
| Property Address | 13041 SARATOGA LN N, CHAMPLIN, MN 55316-1115 |
| Document Number | 00T6008636 |
| Instrument Date | Apr 5, 2023 |
| Instrument | T6008636 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,107.18 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13041 SARATOGA LN N, CHAMPLIN, MN 55316-1115 |
| Document Number | 00T6008637 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | T6008637 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 3, 2022 |
| Property Address | 13041 SARATOGA LN N, CHAMPLIN, MN 55316-1115 |
| Document Number | 00T5976584 |
| Instrument Date | Sep 20, 2022 |
| Instrument | T5976584 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Title Company | ANCONA TITLE, ANCONA TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5414 59TH CRESCENT, BROOKLYN PARK, MN 55443 |
| Document Number | 00T5976585 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | T5976585 |
| Name | ALLIED FUNDING MN LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | May 20, 2023 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,085.00 (+28.86%) | $343,800 (+18.96%) Land $84,000 Building $259,800 | $343,800 (+18.96%) Land $84,000 Building $259,800 |
| 2023 | $3,170.00 Homeowner's exemption | ||
| 2022 | $289,000 Land $78,000 Building $211,000 | $289,000 Land $78,000 Building $211,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1984–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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