13040 Veronica Ln, Irwin, PA 15642 Property Records

Westmoreland County property record for 13040 Veronica Ln, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$339,000 (Aug 2019)
Tax Bill	$5,869 (2026)
Deeds & Mortgages	May 2024 Mortgage Dec 2020 Mortgage + 1 more
APN	`54-10-00-0-048`

Property Details

APN / Parcel Number

Primary APN	`54-10-00-0-048`
Alternative APN	`0540100000048`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	13040 VERONICA LN
City	IRWIN
State	PA
Zip	15642-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT HSE
Legal Lot Number	H
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	2
Census Block	2009
Census Tract	803302

Owner

13040 Veronica Ln is owned and occupied by two individuals who bought it in August 2019.

Source: Westmoreland County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13040 VERONICA LN, IRWIN, PA 15642-2866
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage SAIL MORTGAGE CORP
Aug 8, 2019	Deed, Transfer · Conventional Mortgage SAIL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on File
Deed Sale	Aug 8, 2019 · Amount on File
Deed Document Number	201923381
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	13040 VERONICA LN, NORTH HUNTINGDON, PA 15642-2866
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13040 VERONICA LN, NORTH HUNTINGDON, PA 15642-2866

Mortgage

Document Number	0000010588
Date	May 2, 2024
Instrument	202405020010588

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	IRWIN, PA 15642

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Apr 17, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	13040 VERONICA LN, NORTH HUNTINGDON, PA 15642-2866
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042210
Date	Dec 7, 2020
Instrument	202012070042210

Lender

Name	SAIL MORTGAGE CORP
Type	Mortgage Company
Address	WEXFORD, PA 15090

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Aug 8, 2019
Property Address	13040 VERONICA LN, NORTH HUNTINGDON, PA 15642-2866
Document Number	0000023381
Instrument Date	Jul 26, 2019
Instrument	201908080023381
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13040 URRONICA LANE, NORTH HUNTINGDON, PA 15642

Mortgage

Document Number	0000023382
Date	Aug 8, 2019
Instrument	201908080023382

Lender

Name	SAIL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 13040 Veronica Ln was $5,869, up 2.6% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,869.00 (+2.59%)	$41,970 Land $3,200 Building $38,770
2025	$5,721.00 (+8.33%)		$41,970 Land $3,200 Building $38,770
2024	$5,281.00	$41,970 Land $3,200 Building $38,770
1972			$41,970 Land $3,200 Building $38,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 13040 Veronica Ln; there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1986)
Most Recent Claim	Feb 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13040 Veronica Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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