Cabarrus County property record for 13040 Old Camden Rd, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,088 sqft · built 1974 |
| Lot Size | 3.18 acres (138,782 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Apr 2019) |
| Tax Bill | $2,211 (2023) |
| Deeds & Mortgages | Jan 2026 Line of Credit Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01033A0001.000000 |
| Primary APN | 01033A0001.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 2,964 sqft |
| 1st Floor Area | 2,088 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 138,782 sqft (3.18 acres) |
| Lot Dimensions | 517 ft deep x 279 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,120 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 5,000 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 608 sqft |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 129860 |
|---|---|
| Street Address | 13040 OLD CAMDEN RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-7470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LTS 1-2 & 27 ALLEN ACRES |
| Legal Subdivision | ALLEN ACRES |
| Legal Lot Number | 1-2 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 41603 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13040 OLD CAMDEN RD, MIDLAND, NC 28107-7470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Apr 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 15, 2017 | Intrafamily Transfer, Transfer · ARM WELLS FARGO BANK NA |
| Jun 20, 2017 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on Record |
| Deed Sale | Apr 22, 2019 · Amount on Record |
| Prior Sale | Feb 18, 2000 · Amount on Record |
| Deed Book / Page | 13469 / 135 |
| Prior Transfer Date | Aug 11, 2017 |
| Prior Transfer Doc | 12627337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 13040 OLD CAMDEN RD, MIDLAND, NC 28107-7470 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0017811174 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 17811/174 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 13040 OLD CAMDEN RD, MIDLAND, NC 28107-7470 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014708316 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 14708/316 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 22, 2019 |
| Property Address | 13040 OLD CAMDEN RD, MIDLAND, NC 28107-7470 |
| Document Number | 0013469135 |
| Book / Page | 13469 / 0135 |
| Map Reference | MB 13 PG 54 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 223 E PARK AVE, 223, CHARLOTTE, NC 28203-4749 |
| Name | Verified Name |
|---|---|
| Address | 13040 OLD CAMDEN RD, MIDLAND, NC 28107-7470 |
| Document Number | 0013469138 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 13469/138 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 15, 2017 |
| Property Address | 13040 OLD CAMDEN RD, MIDLAND, NC 28107-7470 |
| Document Number | 0012627337 |
| Book / Page | 12627 / 0337 |
| Map Reference | MB13 PG54 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 12627-0337 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 13040 OLD CAMDEN RD, MIDLAND, NC 28107-7470 |
| Document Number | 0126280001 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 12628-0001 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 13040 OLD CAMDEN RD, MIDLAND, NC 28107-7470 |
| Document Number | 1262818 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 13040 OLD CAMDEN RD MIDLAND NC 281077470, MIDLAND, NC 28107-7470 |
| Document Number | 1262818 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 012628/000018 |
| Instrument | 20931 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97208-4149 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,650 (-) Land $101,940 Building $312,710 | ||
| 2025 | $414,650 (+57.51%) Land $101,940 Building $312,710 | ||
| 2024 | $414,650 (+57.51%) Land $101,940 Building $312,710 | ||
| 2023 | $2,211.00 | $263,260 Land $64,380 Building $198,880 | $263,260 Land $64,380 Building $198,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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