13040 Independence Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13040 Independence Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,050 sqft · built 1989
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Oct 2022)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-015110`

Property Details

APN / Parcel Number

Primary APN	`23-015110`
Alternative APN	`015110`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,050 sqft Total Area
Basement Area	870 sqft
Finished Basement	870 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	53,143 sqft (1.22 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	015110
Street Address	13040 INDEPENDENCE RD
City	CLEAR SPRING
State	MD
Zip	21722-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	LOT 22 1.22AC 13040 INDEPENDENCE RD
Legal Subdivision	MCMULLAN GRAVES FARM
Legal Block	3
Legal Lot Number	22
Jurisdiction	WASHINGTON MD
Township / Civil Division	23, WILSONS
Census Block Group	1
Census Block	1024
Census Tract	11700

Owner

Source: Washington County records · APN 23-015110

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13040 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Seller Carry-Back FARMERS & MERCHANTS TRUST CO
Oct 21, 2022	Special Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC
Nov 02, 2021	Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Nov 02, 2021 · Amount on Record
Transfer Doc	0000023647
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13040 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1523
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13040 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1523

Mortgage

Document Number	0073050211
Date	Aug 22, 2023
Book Page	7305/211

Lender

Name	FARMERS & MERCHANTS TRUST CO
Type	Bank
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2038
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 21, 2022
Property Address	13040 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1523
Document Number	0071300472
Book / Page	7130 / 472
Map Reference	MB 2510
Instrument Date	Aug 15, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13040 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1523

November 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	WASHINGTON MD
Recording Date	Nov 02, 2021
Property Address	13040 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1523
Document Number	0099990237
Book / Page	9999 / 237
Map Reference	MB 2510
Instrument Date	Oct 21, 2021
Transaction Type	Foreclosure
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,800 (+11.65%) Land $67,200 Building $167,600	$234,800 (-) Land $67,200 Building $167,600
2025	$2,237.00 (+33.39%)	$210,300 (+30.38%)	$234,800 (+45.57%) Land $67,200 Building $167,600
2023	$1,677.00	$161,300 Land $57,200 Building $104,100	$161,300 Land $57,200 Building $104,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Schurz Communications Cable	1,300 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Independence Rd

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