13040 Elderberry Ct, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 13040 Elderberry Ct, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,988 sqft · built 1997
Lot Size	1.54 acres (67,373 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (Aug 2003)
Tax Bill	$6,688 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-82500-01-070`

Property Details

APN / Parcel Number

Primary APN	`01-82500-01-070`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,988 sqft Living Area
Gross Area	3,428 sqft
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	67,373 sqft (1.54 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13040 ELDERBERRY CT
City	SAINT PAUL
State	MN
Zip	55124-4237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT HILLS 7 1 LOT 7 BLK 1 SUBJ TO PARCEL 16 DAKOTA CO R/W MAP 224
Legal Subdivision	WALNUT HILLS
Legal Block	1
Legal Lot Number	7
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1014
Census Tract	60840

Owner

13040 Elderberry Ct is owned and occupied by two individuals who bought it in August 2003.

Source: Dakota County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13040 ELDERBERRY CT, SAINT PAUL, MN 55124-4237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2003 · Amount on File
Deed Sale	Aug 11, 2003 · Amount on File
Prior Sale	Aug 6, 1997 · Amount on File
Deed Document Number	2003200642
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13040 ELDERBERRY CT, APPLE VALLEY, MN 55124-4237
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13040 ELDERBERRY CT, APPLE VALLEY, MN 55124-4237

Mortgage

Document Number	0000866577
Date	Sep 13, 2022
Instrument	866577

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13040 ELDERBERRY CT, APPLE VALLEY, MN 55124-4237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000832924
Date	Nov 30, 2020
Instrument	832924

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 13040 Elderberry Ct was $6,688 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,688.00	$527,300 Land $124,000 Building $403,300	$527,300 Land $124,000 Building $403,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13040 Elderberry Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13040 Elderberry Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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