1304 White Oak Dr, Anderson, SC 29621 Property Records

Anderson County property record for 1304 White Oak Dr, Anderson, SC 29621

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,434 sqft · built 1993
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Jan 2003)
Tax Bill	$1,125 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145-04-04-002`

Property Details

APN / Parcel Number

Primary APN	`145-04-04-002`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,434 sqft Heated Area
Gross Area	1,053 sqft
1st Floor Area	1,053 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	161 ft deep x 200 ft wide

Location & Zoning

Street Address	1304 WHITE OAK DR
City	ANDERSON
State	SC
Zip	29621-4457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CP 113/226 PP S 305/2B F200 D161 PP 083/801 LT 17 WHITE OAK DR .73 AC
Legal Subdivision	WHITE OAK
Legal Lot Number	17
Jurisdiction	ANDERSON SC
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1006
Census Tract	11204

Owner

Source: Anderson County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1304 WHITE OAK DR, ANDERSON, SC 29621-4457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2003 · Amount on Record
Deed Sale	Jan 14, 2003 · Amount on Record
Deed Book / Page	5187 / 37
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	1304 WHITE OAK DR, ANDERSON, SC 29621-4457
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 WHITE OAK DR, ANDERSON, SC 29621-4457

Mortgage

Document Number	16326/00080
Date	Aug 22, 2022
Book Page	16326/80
Instrument	220026339

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	1304 WHITE OAK DR, ANDERSON, SC 29621-4457
Document Number	1478900178
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 WHITE OAK DR ANDERSON SC 296214457, ANDERSON, SC 29621-4457

Mortgage

Document Number	1478900178
Date	Sep 28, 2020
Book Page	014789/000178
Instrument	26754

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2030

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Anderson County
Unified School District	Anderson School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00 (-0.62%)	$10,080 (-) Land $1,060 Building $9,020
2024	$1,132.00 (+2.63%)	$10,080 (-) Land $1,060 Building $9,020	$252,000 (-)
2023	$1,103.00 (+0.18%)	$10,080 (+23.53%) Land $1,060 Building $9,020	$252,000 (-)
2022	$1,101.00	$8,160 Land $800 Building $7,360
2021			$252,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND W/D serves 21,193 people · EPA ID SC0420007
Water Source	Purchased surface water from ANDERSON REGIONAL JOINT WS
Last State Inspection	Nov 2022
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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