1304 Wesson Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 1304 Wesson Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	3,610 sqft · built 1960
Lot Size	0.451 acres (19,646 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Sep 2014)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21651`

Property Details

APN / Parcel Number

Primary APN	`21651`
Alternative APN	`1297379`

Interior

Stories	1 Story
Building Area	3,610 sqft Finished Area
Basement Area	2,880 sqft
Finished Basement	947 sqft
Unfinished Basement	1,933 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Exterior Material	Brick
Lot Area	19,646 sqft (0.451 acres)
Lot Dimensions	160 ft deep x 129 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Porch Area	961 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1297379
Street Address	1304 WESSON RD
City	SHELBY
State	NC
Zip	28152-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	1304 WESSON RD
Legal Subdivision	RYAN BAILEY & AMBER HORNE
Legal Block	2
Legal Lot Number	6
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1013
Census Tract	951200

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1304 WESSON RD, SHELBY, NC 28152-6344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2014 · Amount on Record
Deed Sale	Sep 24, 2014 · Amount on Record
Deed Document Number	20147902
Deed Book / Page	1684 / 1447
Last Transfer Date	Oct 31, 2014
Transfer Doc	0016870936
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1304 WESSON RD, SHELBY, NC 28152-6344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018191098
Date	Aug 14, 2020
Book Page	1819/1098
Instrument	200042920

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,055 (-) Land $23,916 Building $346,139	$370,055 (-) Land $23,916 Building $346,139
2025	$3,682.00	$370,055 (+104.27%) Land $23,916 Building $346,139	$370,055 (+104.27%) Land $23,916 Building $346,139
2023		$181,162 Land $17,937 Building $163,225	$181,162 Land $17,937 Building $163,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2003)
Most Recent Claim	Apr 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Ripple Fiber.

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