Daviess County property record for 1304 Werner Ave, Owensboro, KY 42301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,244 sqft · built 1896 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $304 (2025) |
| Deeds & Mortgages | Mar 2006 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-08-02-010-00-000 |
| Primary APN | 005-08-02-010-00-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,244 sqft Living Area |
| Gross Area | 665 sqft |
| Basement Area | 665 sqft |
| Unfinished Basement | 665 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1304 WERNER AVE |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42301-2794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1304 WERNER AVE |
| Legal Subdivision | OWENSBORO SAVINGS BANK |
| Legal Lot Number | 65 |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | OWENSBORO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 500 |
1304 Werner Ave, a single family home, is owned by two individuals.
Source: Daviess County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4435 WAYNE BRIDGE RD, OWENSBORO, KY 42301-9441 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Mar 20, 2006 |
| Property Address | 1304 WERNER AVE, OWENSBORO, KY 42301-2794 |
| Document Number | 000813/849 |
| Book / Page | 0813 / 849 |
| Instrument Date | Mar 20, 2006 |
| Instrument | 00004871 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $6.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1304 WERPER AVE, 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4435 WAGMENRODGE RD, OWENSBORO, KY 42301 |
The 2025 property tax bill for 1304 Werner Ave was $304.
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Municipality | Owensboro City |
| Unified School District | Owensboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,400 (-) | $91,400 (-) | |
| 2025 | $304.00 | $91,400 Land $10,000 Building $81,400 | $91,400 Land $10,000 Building $81,400 |
| 2023 | $91,400 (+36.42%) | $91,400 (+36.42%) | |
| 2022 | $757.00 | $67,000 | $67,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1304 Werner Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2009–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1304 Werner Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Owensboro Municipal Utilities, Xfinity.
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