1304 Watts Rd, Walnut Cove, NC 27052 Property Records

Stokes County property record for 1304 Watts Rd, Walnut Cove, NC 27052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,380 sqft · built 1974
Lot Size	4.13 acres (179,903 sqft)
Owner	2 Individual Names on File
Last Sale	$136,000 (Jul 2018)
Tax Bill	$1,535 (2026)
Deeds & Mortgages	May 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`694202576785`

Property Details

APN / Parcel Number

Primary APN	`694202576785`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,380 sqft Heated Area
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	179,903 sqft (4.13 acres)
Garage Area	1,444 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1304 WATTS RD
City	WALNUT COVE
State	NC
Zip	27052-7260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LO10-11 PL4-69
Legal Subdivision	SQUIRE O WATTS ESTATES
Legal Lot Number	10-11
Jurisdiction	STOKES NC
Township / Civil Division	MEADOWS
Census Block Group	2
Census Block	2010
Census Tract	70600

Owner

1304 Watts Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Stokes County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1304 WATTS RD, WALNUT COVE, NC 27052-7260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Sep 14, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jul 20, 2018	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Deed Document Number	20183522
Deed Book / Page	698 / 1970
Prior Transfer Date	Mar 7, 2013
Prior Transfer Doc	0640/2080
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	1304 WATTS RD, WALNUT COVE, NC 27052-7260
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00751/1511
Date	May 17, 2022
Book Page	751/1511
Instrument	2876

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	1304 WATTS RD, WALNUT COVE, NC 27052-7260
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	740/1668
Date	Sep 14, 2021
Book Page	740/1668
Instrument	5786

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	Jul 20, 2018
Property Address	1304 WATTS RD, WALNUT COVE, NC 27052-7260
Document Number	0698/1970
Book / Page	0698 / 1970
Map Reference	MB4 PG69
Instrument Date	Jul 20, 2018
Instrument	03522
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 WATTS RD, WALNUT COVE, NC 27052-7260

Mortgage

Document Number	03523
Date	Jul 20, 2018
Instrument	03523

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1304 Watts Rd was $1,535.

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,535.00	$214,700 (-) Land $58,300 Building $156,400	$214,700 (-) Land $58,300 Building $156,400
2025	$1,535.00	$214,700 Land $58,300 Building $156,400	$214,700 Land $58,300 Building $156,400
2023	$1,070.00	$144,700 (-) Land $45,600 Building $99,100	$144,700 (-) Land $45,600 Building $99,100
2022	$1,070.00	$144,700 Land $45,600 Building $99,100	$144,700 Land $45,600 Building $99,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1304 Watts Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 Watts Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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