1304 Waterloo Dr, Reno, NV 89509 Property Records

Washoe County property record for 1304 Waterloo Dr, Reno, NV 89509

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,732 sqft · built 2005
Lot Size	0.069 acres (3,002 sqft)
Owner	Individual Name on Record
Last Sale	$549,000 (Jun 2026)
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019-543-01`

Property Details

APN / Parcel Number

Primary APN	`019-543-01`
Alternative APN	`195889`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,732 sqft Living Area
1st Floor Area	868 sqft
2nd Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	3,002 sqft (0.069 acres)
Garage Type	Detached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	106 sqft
Deck Area	190 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1304 WATERLOO DR
City	RENO
State	NV
Zip	89509-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPD
Legal Description	BRIGHTON MANOR 1 LT 140
Legal Subdivision	BRIGHTON MANOR 1
Legal Lot Number	140
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	1
Census Block	1011
Census Tract	1015

Owner

Source: Washoe County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1304 WATERLOO DR, RENO, NV 89509-4240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	May 21, 2025 · Amount on Record
Deed Document Number	20265626671
Prior Transfer Date	Jun 21, 2011
Prior Transfer Doc	0004015192
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jun 2, 2026
Property Address	1304 WATERLOO DR, RENO, NV 89509-4240
Document Number	0005626671
Instrument Date	May 27, 2026
Instrument	20265626671
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227,340.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1304 WATERLOO DR, RENO, NV 89509-4240

Mortgage

Document Number	0005626671,
Date	Jun 2, 2026
Instrument	20265626671

Lender

Name	SGM MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,774 (-1.01%) Land $40,133 Building $83,641
2025	$2,337.00 (-24.27%)	$125,043 (+4.48%) Land $40,133 Building $84,910	$357,265 (+4.48%) Land $114,665 Building $242,600
2023	$3,086.00	$119,686 Land $38,803 Building $80,883	$341,959 (+29.69%) Land $110,865 Building $231,094
2021			$263,682 Land $72,865 Building $190,817

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Tech Stack 4, Tristate Wi-Fi by Wi-Fiber, Truckee Meadows Internet.