Union County property record for 1304 Wallace Rd, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1960 |
| Lot Size | 0.466 acres (20,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Feb 2020) |
| Tax Bill | $824 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Aug 2019 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-253-013 |
| Primary APN | 09-253-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,299 sqft (0.466 acres) |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 352 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1304 WALLACE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #18 & #19 BLKE AVANDALE PARK PB3 PG80 |
| Legal Subdivision | AVONDALE PARK |
| Legal Block | E |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20401 |
Source: Union County records · APN 09-253-013
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1304 WALLACE RD, MONROE, NC 28110-8742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Aug 15, 2019 | Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP |
| Jul 05, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 05, 2020 · Amount on Record |
| Deed Sale | Feb 05, 2020 · Amount on Record |
| Prior Sale | Aug 15, 2019 · Amount on Record |
| Deed Document Number | 20204015 |
| Deed Book / Page | 7578 / 851 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 05, 2020 |
| Property Address | 1304 WALLACE RD, MONROE, NC 28110-8742 |
| Document Number | 0007578851 |
| Book / Page | 7578 / 851 |
| Map Reference | MB 116 PG 254 |
| Instrument Date | Feb 05, 2020 |
| Instrument | 0004015 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 233 S SHARON AMITY RD STE 205, 233, CHARLOTTE, NC 28211-2895 |
| Name | Verified Name |
|---|---|
| Address | 1304 WALLACE RD, MONROE, NC 28110-8742 |
| Document Number | 0000004016 |
|---|---|
| Date | Feb 05, 2020 |
| Instrument | 0004016 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 15, 2019 |
| Property Address | 1304 WALLACE RD, MONROE, NC 28110-8742 |
| Document Number | 0007439871 |
| Book / Page | 7439 / 871 |
| Map Reference | MB 3 PG 80 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 0023962 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $87.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2218 WAXHAW HWY, 2218, MONROE, NC 28112-6708 |
| Name | Verified Name |
|---|---|
| Address | 233 S SHARON AMITY RD STE 203, 203, CHARLOTTE, NC 28211-2895 |
| Investor | Possibly a Property Investor |
| Document Number | 0000023966 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 0023966 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 05, 2017 |
| Property Address | 1304 WALLACE RD, MONROE, NC 28110-8742 |
| Document Number | 6967173 |
| Book / Page | 006967 / 000173 |
| Instrument Date | Jul 05, 2017 |
| Instrument | 19039 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2218 WAXHAW HWY MONROE NC 281126708, MONROE, NC 28112-6708 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $824.00 (+0.24%) | $170,400 (+32.61%) Land $20,300 Building $150,100 | $170,400 (+32.61%) Land $20,300 Building $150,100 |
| 2023 | $822.00 | $128,500 Land $25,900 Building $102,600 | $128,500 Land $25,900 Building $102,600 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 175 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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