1304 W Pointe Pl, Lockhart, TX 78644 Property Records

Caldwell County property record for 1304 W Pointe Pl, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,711 sqft · built 1996
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$166,700 (Mar 2018)
Tax Bill	$4,541 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0300597-002-033-00`

Property Details

APN / Parcel Number

Primary APN	`0300597-002-033-00`
Alternative APNs	`R21140` `21140`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,711 sqft Living Area
1st Floor Area	767 sqft
2nd Floor Area	944 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Georgian
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	18 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21140
Street Address	1304 W POINTE PL
City	LOCKHART
State	TX
Zip	78644-3842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTERS POINTE, BLOCK 2, LOT 33
Legal Subdivision	HUNTERS POINTE
Legal Block	2
Legal Lot Number	33
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	2
Census Block	2002
Census Tract	960200

Owner

1304 W Pointe Pl is owned and occupied by two individuals who bought it in March 2018.

Source: Caldwell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1304 W POINTE PL, LOCKHART, TX 78644-3842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Nov 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jul 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Mar 23, 2018	Vendor's Lien, Transfer · FHA Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Apr 14, 2009 · Amount on File
Deed Document Number	20181547
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	1304 W POINTE PL, LOCKHART, TX 78644-3842
Transaction Type	Mortgage
Record Updated	May 17, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 W POINTE PL, LOCKHART, TX 78644-3842

Mortgage

Document Number	2023002396
Date	Apr 26, 2023
Instrument	2023-002396

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2048

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	1304 W POINTE PL, LOCKHART, TX 78644-3842
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 W POINTE PL, LOCKHART, TX 78644-3842

Mortgage

Document Number	2022008742
Date	Nov 8, 2022
Instrument	2022-008742

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Apr 1, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	1304 W POINTE PL, LOCKHART, TX 78644-3842
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 W POINTE PL, LOCKHART, TX 78644-3842

Mortgage

Document Number	2021005347
Date	Jul 22, 2021
Instrument	2021-005347

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Apr 1, 2048

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Mar 23, 2018
Property Address	1304 W POINTE PL, LOCKHART, TX 78644-3842
Document Number	2018001547
Map Reference	CAB A SL 83
Instrument Date	Mar 23, 2018
Instrument	2018-001547
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 W POINTE PL, LOCKHART, TX 78644-3842

Mortgage

Document Number	2018001548
Date	Mar 23, 2018
Instrument	2018-001548

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1304 W Pointe Pl was $4,541.

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,541.00	$220,060 (-18.37%) Land $35,100 Building $184,960	$220,060 (-18.37%) Land $35,100 Building $184,960
2025		$269,580 Land $51,380 Building $218,200	$269,580 Land $51,380 Building $218,200
2024	$5,906.00 (+96.28%)
2023	$3,009.00 (-19.37%) Homeowner's exemption	$199,264 Land $51,380 Building $245,290	$296,670 Land $51,380 Building $245,290
2022	$3,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1304 W Pointe Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 W Pointe Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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