1304 W Madison St, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 1304 W Madison St, Ann Arbor, MI 48103

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 2,033 sqft · built 1940
Lot Size0.211 acres (9,191 sqft)
Owner2 Individual Names on Record
Last Sale$1,092,000 (Nov 2024)
Tax Bill$21,516 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-09-30-414-004

Property Details

APN / Parcel Number

Primary APN09-09-30-414-004
Alternative APN
  • 0930414004

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,033 sqft Living Area
Basement Area995 sqft
Unfinished Basement995 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area9,191 sqft (0.211 acres)
Lot Dimensions153 ft deep x 60 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1304 W MADISON ST
CityANN ARBOR
StateMI
Zip48103-4732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionLOT 95 EBERWHITE FIRST ADDITION
Legal Range06E
Legal Township02S
Legal Section30
Legal SubdivisionEBERWHITE FIRST ADD
Legal Block414
Legal Lot Number95
JurisdictionWASHTENAW MI
Township / Civil DivisionANN ARBOR
Census Block Group2
Census Block2009
Census Tract404100

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1304 W MADISON ST, ANN ARBOR, MI 48103-4732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 9, 2021Deed of Trust, Mortgage · Line of Credit
INDEPENDENT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2024 · Amount on Record
Deed SaleNov 21, 2024 · Amount on Record
Prior SaleDec 3, 2002
Deed Document Number20246738664
Deed Book / Page5571 / 722
Prior Transfer DateMar 31, 2009
Prior Transfer Doc0005895126
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address1304 W MADISON ST, ANN ARBOR, MI 48103-4732
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006540955
DateSep 9, 2020
Book Page5374/180
Instrument6540955
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address1304 W MADISON ST, ANN ARBOR, MI 48103-4732
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1304 W MADISON ST, ANN ARBOR, MI 48103-4732

Mortgage

Document Number0006611237
DateSep 9, 2021
Book Page5444/430
Instrument6611237
Lender
NameINDEPENDENT BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAnn Arbor City
CountyWashtenaw County
Unified School DistrictAnn Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$424,800$849,600
2025$21,516.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2000–2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANN ARBOR
serves 123,851 people · EPA ID MI0000220
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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