1304 W Libby St, Phoenix, AZ 85023 Property Records

Maricopa County property record for 1304 W Libby St, Phoenix, AZ 85023

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,838 sqft · built 1993
Lot Size	0.129 acres (5,650 sqft)
Owner	Individual Name on File
Last Sale	$196,900 (Nov 2014)
Tax Bill	$1,415 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`208-03-485`

Property Details

APN / Parcel Number

Primary APN	`208-03-485`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,137 sqft
1st Floor Area	1,838 sqft

Exterior

Year Built	Built 1993
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,650 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1304 W LIBBY ST
City	PHOENIX
State	AZ
Zip	85023-2587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	CYPRESS
Legal Range	03E
Legal Township	04N
Legal Section	31
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	CYPRESS LOT 1-208 TR A,B
Legal Lot Number	186
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1024
Census Tract	618700

Owner

1304 W Libby St is owned and occupied by an individual who acquired it in May 2016.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1304 W LIBBY ST, PHOENIX, AZ 85023-2587
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Oct 19, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2014 · Amount on File
Deed Sale	Nov 25, 2014 · Amount on File
Prior Sale	Nov 25, 2014
Deed Document Number	0000779282
Last Transfer Date	May 31, 2016
Transfer Doc	0000375071
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1304 W LIBBY ST, PHOENIX, AZ 85023-2587
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 W LIBBY ST, PHOENIX, AZ 85023-2587

Mortgage

Document Number	0000043523
Date	Jan 27, 2023
Instrument	20230043523

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1304 W LIBBY ST, PHOENIX, AZ 85023-2587
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 W LIBBY ST, PHOENIX, AZ 85023-2587

Mortgage

Document Number	0000998123
Date	Oct 19, 2020
Instrument	20200998123

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	Jun 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1304 W LIBBY ST, PHOENIX, AZ 85023-2587
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	GRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 W LIBBY ST, PHOENIX, AZ 85023-2587

Mortgage

Document Number	0000197662
Date	Feb 22, 2021
Instrument	20210197662

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1304 W Libby St was $1,415.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,080	$390,800 Land $78,100 Building $312,700
2025	$1,415.00
2024		$35,960	$359,600 Land $71,900 Building $287,700
2023	$1,377.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1304 W Libby St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1304 W Libby St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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