1304 Timber Ridge Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1304 Timber Ridge Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,552 sqft · built 1985
Lot Size	0.656 acres (28,582 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Jul 2015)
Tax Bill	$7,334 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02768595`

Property Details

APN / Parcel Number

Primary APN	`05-02768595`
Alternative APN	`02768595`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,552 sqft Living Area
1st Floor Area	2,364 sqft
Basement Area	1,188 sqft
Finished Basement	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	28,582 sqft (0.656 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	418 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	02768595
Street Address	1304 TIMBER RIDGE DR
City	SILVER SPRING
State	MD
Zip	20905-3922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	MILLGROVE GARDENS
Legal Subdivision	MILLGROVE GARDENS
Legal Block	D
Legal Lot Number	P21
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1008
Census Tract	701408

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1304 TIMBER RIDGE DR, SILVER SPRING, MD 20905-3922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 24, 2017	Deed of Trust, Mortgage · ARM NATIONAL INSTITUTES OF HEALTH FCU
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTE/HEALTH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2015 · Amount on Record
Deed Sale	Jul 10, 2015 · Amount on Record
Prior Sale	Jul 24, 2001 · Amount on Record
Deed Book / Page	50646 / 152
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1304 TIMBER RIDGE DR, SILVER SPRING, MD 20905-3922
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 TIMBER RIDGE DR, SILVER SPRING, MD 20905-3922

Mortgage

Document Number	0624570226
Date	Apr 8, 2021
Book Page	62457/226

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1304 TIMBER RIDGE DR, SILVER SPRING, MD 20905-3922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0541780352
Date	Apr 24, 2017
Book Page	54178/352

Lender

Name	NATIONAL INSTITUTES OF HEALTH FCU
Type	Credit Union
Address	ROCKVILLE, MD 20850

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	1-Year T-Bill
Max Rate	7.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1304 TIMBER RIDGE DR, SILVER SPRING, MD 20905-3922
Document Number	0601950021
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1304 TIMBER RIDGE DR COLESVILLE MD 209053922, COLESVILLE, MD 20905-3922

Mortgage

Document Number	0601950021
Date	Aug 5, 2020
Book Page	060195/000021

Lender

Name	NATIONAL INSTITUTE/HEALTH FCU
Type	Credit Union
Address	POTOMAC, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 4, 2045

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,800 (+6.21%) Land $254,200 Building $416,600	$670,800 (-) Land $254,200 Building $416,600
2025	$7,334.00 (+27.99%)	$631,600 (+14.17%)	$670,800 (+21.26%) Land $254,200 Building $416,600
2023		$553,200 Land $254,200 Building $299,000	$553,200 Land $254,200 Building $299,000
2022	$5,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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