1304 Stockton Rd, Joppa, MD 21085 Property Records

Harford County property record for 1304 Stockton Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,950 sqft · built 1973
Lot Size	6.48 acres (282,269 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (May 2018)
Tax Bill	$6,252 (2026)
Deeds & Mortgages	Apr 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-064662`

Property Details

APN / Parcel Number

Primary APN	`03-064662`
Alternative APNs	`3064662` `064662`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,950 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	282,269 sqft (6.48 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	828 sqft
Patio Area	312 sqft
Shed	1 Shed
Shed Area	1,968 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	064662
Street Address	1304 STOCKTON RD
City	JOPPA
State	MD
Zip	21085-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	6.48 AC 1304 STOCKTON ROAD S W OF EMMORTON
Legal Subdivision	EDGEWOOD EAST
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2004
Census Tract	303400

Owner

1304 Stockton Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1304 STOCKTON RD, JOPPA, MD 21085-1410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
May 23, 2018	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on File
Deed Sale	May 23, 2018 · Amount on File
Prior Sale	Oct 29, 1996 · Amount on File
Deed Book / Page	12831 / 137
Prior Transfer Date	May 15, 2018
Prior Transfer Doc	0128310137
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1304 STOCKTON RD, JOPPA, MD 21085-1410
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138050100
Date	Apr 21, 2020
Book Page	13805/100

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 23, 2018
Property Address	1304 STOCKTON RD, JOPPA, MD 21085-1410
Document Number	0128310137
Book / Page	12831 / 0137
Instrument Date	May 15, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 STOCKTON RD, JOPPA, MD 21085-1410

Mortgage

Document Number	0012831144
Date	May 23, 2018
Instrument	12831/144

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1304 Stockton Rd was $6,252 with a homeowner's exemption, up 11% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,252.00 (+11.01%) Homeowner's exemption	$568,167 (+1.75%)	$587,700 (+5.25%) Land $147,700 Building $440,000
2025	$5,632.00 Homeowner's exemption	$558,400 Land $147,700 Building $410,700	$558,400 Land $147,700 Building $410,700
2023		$494,267	$558,400 Land $147,700 Building $410,700
2022	$5,097.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1304 Stockton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 Stockton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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