1304 Simms Arch, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1304 Simms Arch, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,482 sqft · built 2001
Lot Size0.338 acres (14,723 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Jun 2019)
Tax Bill$6,650 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Aug 2021 Line of Credit
+ 3 more
APN0618003003190

Property Details

APN / Parcel Number

Primary APN0618003003190

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,482 sqft Living Area
1st Floor Area1,010 sqft
Upper Floors Area1,406 sqft
AtticAttic
Attic Area444 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,723 sqft (0.338 acres)
Lot Dimensions161 ft deep x 44 ft wide
Garage TypeAttached
Garage Area444 sqft

Exterior Amenities

Pool Area396 sqft
PorchSlab
Porch Area272 sqft
Deck AreaDeck Area
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1304 SIMMS ARCH
CityCHESAPEAKE
StateVA
Zip23322-6900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description319 ETHERIDGE LAKES SEC 5A
Legal SubdivisionETHERIDGE PINES,LAKE,BLUE HERON,CARRIAGE
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1003
Census Tract21013

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1304 SIMMS ARCH, CHESAPEAKE, VA 23322-6900
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2026Deed of Trust, Mortgage · Line of Credit
LANGLEY FEDERAL CREDIT UNION
Aug 27, 2021Deed of Trust, Mortgage · Line of Credit
LANGLEY FEDERAL CREDIT UNION
Apr 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE LLC
Jun 26, 2019Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE LLC
Jul 28, 2017Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2019 · Amount on Record
Deed SaleJun 26, 2019 · Amount on Record
Prior SaleApr 3, 2001 · Amount on Record
Deed Document Number201915673
Deed Book / Page10025 / 1964
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 24, 2026
Property Address1304 SIMMS ARCH, CHESAPEAKE, VA 23322-6900
Document Number0000024757
Book / Page11025 / 1846
Instrument DateJul 28, 2026
Instrument202624757
Transaction TypeMortgage
Record UpdatedOct 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1304 SIMMS ARCH, CHESAPEAKE, VA 23322-6900

Mortgage

Document Number0000024757,
DateSep 24, 2026
Book Page11025/1846
Instrument202624757
Lender
NameLANGLEY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1304 SIMMS ARCH, CHESAPEAKE, VA 23322-6900
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10433/1802
DateAug 27, 2021
Book Page10433/1802
Instrument210039110
Lender
NameLANGLEY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueAug 11, 2028
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1304 SIMMS ARCH, CHESAPEAKE, VA 23322-6900
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010133/521
DateApr 6, 2020
Book Page10133/521
Instrument200010585
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 26, 2019
Property Address1304 SIMMS ARCH, CHESAPEAKE, VA 23322-6900
Document Number10025/1964
Book / Page10025 / 1964
Instrument DateJun 18, 2019
Instrument190015673
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1304 SIMMS ARCH, CHESAPEAKE, VA 23322-6900

Mortgage

Document Number190015674
DateJun 26, 2019
Instrument190015674
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1304 SIMMS ARCH, CHESAPEAKE, VA 23322-6900
Transaction TypeMortgage
Record UpdatedAug 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 170020468
DateJul 28, 2017
Book Page9815/293
Instrument170020468
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueAug 1, 2057
Interest
Rate TypeAdjustable Rate
Rate7%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$700,200 (+6.35%) Land $210,000 Building $490,200$700,200 (+6.35%) Land $210,000 Building $490,200
2025$6,650.00 (+38.63%)$658,400 (+9.26%) Land $185,000 Building $473,400$658,400 (+9.26%) Land $185,000 Building $473,400
2023$602,600 (+8.75%) Land $175,000 Building $427,600$602,600 (+8.75%) Land $175,000 Building $427,600
2022$554,100 Land $150,000 Building $404,100$554,100 Land $150,000 Building $404,100
2019$4,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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