1304 Searing St, Starke, FL 32091 Property Records

Bradford County property record for 1304 Searing St, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,634 sqft · built 1959
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2021)
Tax Bill	$4,384 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`02875-0-00000`

Property Details

APN / Parcel Number

Primary APN	`02875-0-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,634 sqft Heated Area
Gross Area	4,534 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Enclosed Porch
Shed	1 Shed
Shed Area	132 sqft
Utility Building	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1304 SEARING ST
City	STARKE
State	FL
Zip	32091-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27 6S 22 LOT 5 OF BLK 3 BRADFORD HGTS. EX: N5'
Legal Range	22E
Legal Township	06S
Legal Section	27
Legal Subdivision	BRADFORD HEIGHTS
Legal Block	3
Legal Lot Number	5
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	3
Census Block	3016
Census Tract	100

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1304 SEARING ST, STARKE, FL 32091-4356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jun 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Jun 20, 2019
Deed Document Number	202104007302
Deed Book / Page	1916 / 346
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Jul 30, 2021
Property Address	1304 SEARING ST, STARKE, FL 32091-4356
Document Number	1916/346
Book / Page	1916 / 346
Map Reference	MB 2 PG 62
Instrument Date	Jul 27, 2021
Instrument	202104007302
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH CENTRAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7233 DELLA DR UNIT 2104, 7233, ORLANDO, FL 32819-5129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 SEARING ST, STARKE, FL 32091-4356

Mortgage

Document Number	1916349
Date	Jul 30, 2021
Instrument	1916/349

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Jun 20, 2019
Property Address	1304 SEARING ST, STARKE, FL 32091-4356
Document Number	0004005446
Book / Page	001796 / 000009
Instrument Date	Jun 19, 2019
Instrument	4005446
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1304 SEARING ST STARKE FL 320914356, STARKE, FL 32091-4356

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Starke City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,384.00 (+3.13%) Homeowner's exemption	$262,669 (+2.9%)	$316,894 (+3.26%) Land $28,000 Building $288,894
2024	$4,251.00 (+0.85%) Homeowner's exemption	$255,266 (+3%)	$306,878 (+6.85%) Land $28,000 Building $278,878
2023	$4,215.00 (+3.06%) Homeowner's exemption	$247,831 (+3%)	$287,202 (+19.36%) Land $20,000 Building $267,202
2022	$4,090.00 Homeowner's exemption	$240,613 Land $15,000 Building $225,613	$240,613 Land $15,000 Building $225,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	20 (1980–2024)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STARKE serves 6,800 people · EPA ID FL2040211
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

1304 Searing St, Starke, FL 32091 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Searing St

Nearby Streets

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