1304 S Owl Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1304 S Owl Dr, Gilbert, AZ 85296

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,576 sqft · built 2005
Lot Size	0.017 acres (751 sqft)
Owner	Individual Name on File
Last Sale	$349,950 (Jul 2025)
Tax Bill	$984 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-29-723`

Property Details

APN / Parcel Number

Primary APN	`304-29-723`
Alternative APN	`304297235`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,576 sqft Living Area
1st Floor Area	308 sqft
2nd Floor Area	821 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	751 sqft (0.017 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1304 S OWL DR
City	GILBERT
State	AZ
Zip	85296-8470
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4
Legal Description	GARDENS PARCEL 5 CONDOMINIUM AMD MCR 671-46 UNIT 160 (PLEASE NOTE: FOR LEGAL DESCRITION REFERENCES REGARDING THE PERCENTAGE OF OWNERSHIP OF THE COMMON AREA(S), PLEASE REFER TO THE RECO4DED COVENANTS CONDITIONS AND RESTICTIONS (CCR) ASSOCIATED WITH TH
Legal Range	6E
Legal Township	1S
Legal Section	24
Legal Subdivision	GARDENS PARCEL 5 CONDOMINIUM AMD
Legal Lot Number	160
Legal Unit	160
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1002
Census Tract	814802

Owner

1304 S Owl Dr, a condominium, is owned and occupied by an individual who bought it in July 2025.

Source: Maricopa County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1304 S OWL DR, GILBERT, AZ 85296-8470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 14, 2021	Special Warranty Deed, Transfer · Commercial Mortgage CITIBANK NA
Dec 9, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC
Oct 16, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Prior Sale	Dec 9, 2019 · Amount on File
Deed Document Number	2025385730
Record Updated	Oct 29, 2026

July 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 3, 2025
Property Address	1304 S OWL DR, GILBERT, AZ 85296-8470
Document Number	0000385730
Map Reference	MB 671 PG 46
Instrument Date	Jun 30, 2025
Instrument	20250385730
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5420 LYNDON B JOHNSON FWY STE 600, 600, DALLAS, TX 75240-6230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 S OWL DR, GILBERT, AZ 85296-8470

Mortgage

Document Number	0000385731
Date	Jul 3, 2025
Instrument	20250385731

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 14, 2021
Property Address	1304 S OWL DR, GILBERT, AZ 85296-8470
Document Number	0001321705
Map Reference	MB 671 PG 46
Instrument Date	Dec 14, 2021
Instrument	20211321705
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	591 W PUTNAM AVE, 591, GREENWICH, CT 06830-6005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 W PUTNAM AVE, GREENWICH, CT 06830-6005
Investor	Possibly a Property Investor

Mortgage

Document Number	0001321709
Date	Dec 14, 2021
Instrument	20211321709

Lender

Name	CITIBANK NA
Type	Bank
Address	NEW YORK, NY 10013

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 9, 2019
Property Address	1304 S OWL DR, GILBERT, AZ 85296-8470
Document Number	0000994441
Instrument Date	Dec 3, 2019
Instrument	994441
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$246.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2001 BROADWAY #400 OAKLAND CA 946122301, 400, OAKLAND, CA 94612-2301
Investor	Possibly a Property Investor

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 16, 2018
Property Address	1304 S OWL DR, GILBERT, AZ 85296-8470
Document Number	0000775781
Map Reference	MB 671 PG 46
Instrument Date	Oct 1, 2018
Instrument	20180775781
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PREMIER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	674 E HOPKINS RD, 674, GILBERT, AZ 85295-1587

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1304 S OWL DR, GILBERT, AZ 85296-8470

Mortgage

Document Number	0000775782
Date	Oct 16, 2018
Instrument	20180775782

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1304 S Owl Dr was $984.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,660 (+142.79%)	$326,600 (+2.64%) Land $65,300 Building $261,300
2025	$984.00	$13,452 (-62.03%)	$318,200 (-10.19%) Land $63,600 Building $254,600
2024		$35,430	$354,300 Land $70,800 Building $283,500
2023	$1,258.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1304 S Owl Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 S Owl Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon.

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