Minnehaha County property record for 1304 S Bruce Rd, Sioux Falls, SD 57105
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 924 sqft · built 1961 |
| Lot Size | 0.199 acres (8,647 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,810 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-22-22-331-002-000 |
| Primary APN | 01-22-22-331-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 924 sqft Finished Area |
| 1st Floor Area | 924 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 432 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Bi-Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,647 sqft (0.199 acres) |
| Lot Dimensions | 131 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 44417 |
|---|---|
| Street Address | 1304 S BRUCE RD |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57105-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FP;FP |
| Legal Description | LOT 2 BLOCK 9 RIVERDALE 2ND ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | RIVERDALE 2ND ADDN |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1700 |
1304 S Bruce Rd is owner-occupied and held in a trust.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1304 S BRUCE RD, SIOUX FALLS, SD 57105-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 1304 S BRUCE RD, SIOUX FALLS, SD 57105-1215 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1304 S BRUCE RD, SIOUX FALLS, SD 57105-1215 |
| Document Number | 1921MTG/52 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 1921 MTG/52 |
| Name | FIRST PREMIER BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57103 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1304 S Bruce Rd was $2,810.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,548 (-1.1%) Land $35,011 Building $167,537 | $202,548 Land $35,011 Building $167,537 | |
| 2025 | $2,810.00 | $204,800 (+0.24%) Land $35,400 Building $169,400 | |
| 2024 | $2,810.00 | $204,300 Land $35,400 Building $168,900 | |
| 2022 | $2,616.00 | $171,900 Land $35,400 Building $136,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1304 S Bruce Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 23 (1979–2024) |
| Claims Outside the SFHA | 5 of 23 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1304 S Bruce Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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