Duval County property record for 1304 Rose St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,102 sqft · built 1997 |
| Lot Size | 0.116 acres (5,060 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $276,000 (Mar 2021) |
| Tax Bill | $4,369 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171064-0040 |
| Primary APN | 171064-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| Gross Area | 1,386 sqft |
| 1st Floor Area | 1,102 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,060 sqft (0.116 acres) |
| Lot Dimensions | 102 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1304 ROSE ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-2661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARG |
| Legal Description | 18-34 17-2S-29E .117 ATLANTIC BEACH SEC H LOT 6 BLK 234 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | ATLANTIC BEACH SEC H |
| Legal Block | 234 |
| Legal Lot Number | 6 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 13902 |
1304 Rose St is owned and occupied by two individuals who bought it in March 2021.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1304 ROSE ST, ATLANTIC BEACH, FL 32233-2661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2018 | Deed of Trust, Mortgage · Line of Credit JAX FCU |
| Feb 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2021 · Amount on File |
| Deed Sale | Mar 23, 2021 · Amount on File |
| Prior Sale | Mar 12, 2004 · Amount on File |
| Deed Document Number | 202173882 |
| Deed Book / Page | 19643 / 519 |
| Prior Transfer Date | Mar 9, 2004 |
| Prior Transfer Doc | 0116870515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1304 ROSE ST, ATLANTIC BEACH, FL 32233-2661 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0182961258 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 18296/1258 |
| Instrument | 2018046460 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 26, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1304 ROSE ST, ATLANTIC BEACH, FL 32233-2661 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 0182890563 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 18289/0563 |
| Instrument | 2018040567 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Mar 23, 2021 |
| Property Address | 1304 ROSE ST, ATLANTIC BEACH, FL 32233-2661 |
| Document Number | 0196430519 |
| Book / Page | 19643 / 519 |
| Map Reference | MB 18 PG 34 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021073882 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,932.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1304 ROSE ST, 1304, ATLANTIC BEACH, FL 32233-2661 |
| Name | Verified Name |
|---|---|
| Address | 134 14TH AVE S APT A, A, JACKSONVILLE BEACH, FL 32250-6353 |
| Document Number | 19643521 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 19643/521 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 1304 Rose St was $4,369 with a homeowner's exemption, up 2% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,265 (+2.7%) | $357,834 (-0.14%) Land $89,000 Building $268,834 | |
| 2025 | $4,369.00 (+1.96%) Homeowner's exemption | $295,293 | $358,347 Land $97,900 Building $260,447 |
| 2024 | $4,285.00 (+2.96%) | ||
| 2023 | $4,162.00 (+8.1%) Homeowner's exemption | $278,613 (+3%) | $319,552 (+18.13%) Land $97,900 Building $221,652 |
| 2022 | $3,850.00 Homeowner's exemption | $270,499 Land $89,000 Building $181,499 | $270,499 Land $89,000 Building $181,499 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1304 Rose St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 53 (1993–2022) |
| Claims Outside the SFHA | 44 of 53 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1304 Rose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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