1304 Rainbow Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 1304 Rainbow Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 1975
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Feb 2026)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Aug 2026 Transfer Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-162863`

Property Details

APN / Parcel Number

Primary APN	`07-162863`
Alternative APNs	`7162863` `162863`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,040 sqft (0.116 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	162863
Street Address	1304 RAINBOW AVE
City	CAMBRIDGE
State	MD
Zip	21613-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 42-5,040 SQ. FT. 1304 RAINBOW AVENUE CAMBRIDGE
Legal Lot Number	42
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2006
Census Tract	970600

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 S LOCUST LN, EASTON, MD 21601
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Correction Deed VENTURE TITLE
Feb 24, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 20, 2024	Deed, Transfer NOT AVAILABLE, VENTURE TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Mar 20, 2024 · Amount on Record
Deed Book / Page	1998 / 256
Record Updated	Oct 29, 2026

August 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 25, 2026
Property Address	1304 RAINBOW AVE, CAMBRIDGE, MD 21613-2944
Document Number	2036000065
Book / Page	2036 / 65
Instrument Date	Aug 12, 2026
Record Updated	Sep 9, 2026
Title Company	VENTURE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	111 S LOCUST LN, EASTON, MD 21601

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Feb 24, 2026
Property Address	1304 RAINBOW AVE, CAMBRIDGE, MD 21613-2944
Document Number	0019980256
Book / Page	1998 / 256
Map Reference	LB 1 FO 45
Instrument Date	Feb 12, 2026
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 RAINBOW AVE, CAMBRIDGE, MD 21613-2944

Mortgage

Document Number	0001998262
Date	Feb 24, 2026
Instrument	1998/262

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 20, 2024
Property Address	1304 RAINBOW AVE, CAMBRIDGE, MD 21613-2944
Document Number	0018650107
Book / Page	1865 / 107
Map Reference	LB JPD 1 FO 45
Instrument Date	Mar 14, 2024
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	NOT AVAILABLE, VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54, TRAPPE, MD 21673-0054

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,400 (+28.29%)	$212,400 (+84.86%) Land $30,200 Building $182,200
2025	$2,158.00 (+16.15%)	$114,900 (+14.25%) Land $30,200 Building $84,700	$114,900 (-) Land $30,200 Building $84,700
2023	$1,858.00 Homeowner's exemption	$100,567	$114,900 Land $30,200 Building $84,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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