1304 Rain Lake Ln E, Collierville, TN 38017 Property Records

Shelby County property record for 1304 Rain Lake Ln E, Collierville, TN 38017

Property Summary

Property TypePlanned Unit Development
Details4 bd · 3 ba · 3,362 sqft · built 2002
Lot Size0.193 acres (8,400 sqft)
OwnerIndividual Name on Record
Last Sale$208,900 (Jun 2011)
Tax Bill$1,842 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNC0-233F-G0-0089

Property Details

APN / Parcel Number

Primary APNC0-233F-G0-0089

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,362 sqft Living Area
Gross Area3,803 sqft
1st Floor Area1,756 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Lot Area8,400 sqft (0.193 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area165 sqft
Patio Area157 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1304 RAIN LAKE LN E
CityCOLLIERVILLE
StateTN
Zip38017-3830
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeR-1A
Legal DescriptionES RAIN LAKE LN E SEE MAP D2-33FG
Legal SubdivisionRAINTREE PD PHASE 1
Legal Lot Number89
JurisdictionSHELBY TN
Township / Civil Division2
Census Block Group2
Census Block2037
Census Tract21541

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1304 RAIN LAKE LN E, COLLIERVILLE, TN 38017-3830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jan 31, 2022Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2011 · Amount on Record
Deed SaleJun 6, 2011 · Amount on Record
Prior SaleDec 5, 2002 · Amount on Record
Deed Document Number201154168
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1304 RAIN LAKE LN E, COLLIERVILLE, TN 38017-3830
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023001928
DateJan 9, 2023
Instrument23001928
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 26, 2038

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1304 RAIN LAKE LN E, COLLIERVILLE, TN 38017-3830
Transaction TypeMortgage
Record UpdatedFeb 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022011213
DateJan 31, 2022
Instrument22011213
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term301 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityCollierville Town
Unified School DistrictCollierville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,842.00 (-57.65%)$113,725 (+33.6%) Land $22,750 Building $90,975$454,900 (+33.6%) Land $91,000 Building $363,900
2023$85,125 Land $15,325 Building $69,800
2022$4,349.00
2021$340,500 Land $61,300 Building $279,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIERVILLE WATER DEPT
serves 51,972 people · EPA ID TN0000126
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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