1304 Olive St, Murray, KY 42071 Property Records

Calloway County property record for 1304 Olive St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,329 sqft · built 1969
Lot Size	0.497 acres (21,676 sqft)
Owner	2 Individual Names on Record
Tax Bill	$545 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`003-0-0011-00015`

Property Details

APN / Parcel Number

Primary APN	`003-0-0011-00015`
Alternative APN	`4130`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,329 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,676 sqft (0.497 acres)
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	343 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant

Location & Zoning

Account Number	4130
Street Address	1304 OLIVE ST
City	MURRAY
State	KY
Zip	42071-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1304 OLIVE
Legal Subdivision	COLLEGE HEIGHTS ADD MURRAY
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1006
Census Tract	10301

Owner

Source: Calloway County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1304 OLIVE ST, MURRAY, KY 42071-1829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage THE MURRAY BANK
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 19, 2007
Transfer Doc	000722/361
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1304 OLIVE ST, MURRAY, KY 42071-1829
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 OLIVE ST, MURRAY, KY 42071-1829

Mortgage

Document Number	001269/149
Date	Aug 21, 2020
Book Page	1269/149
Instrument	643126

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 25, 2021

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1304 OLIVE ST, MURRAY, KY 42071-1829
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001231/404
Date	Oct 24, 2019
Book Page	1231/404
Instrument	637607

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 25, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$545.00 (-7.16%) Homeowner's exemption	$195,000 (+24.2%)	$195,000 (+24.2%)
2023	$587.00	$157,000	$157,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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