1304 NE 2nd St, Stuart, IA 50250 Property Records

Guthrie County property record for 1304 NE 2nd St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,421 sqft · built 2017
Lot Size	0.276 acres (12,014 sqft)
Owner	2 Individual Names on File
Last Sale	$203,500 (Jan 2019)
Tax Bill	$4,418 (2025)
Deeds & Mortgages	Oct 2019 Refinance Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000788425`

Property Details

APN / Parcel Number

Primary APN	`0000788425`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
Basement Area	1,421 sqft
Finished Basement	675 sqft
Unfinished Basement	738 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,014 sqft (0.276 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1304 NE 2ND ST
City	STUART
State	IA
Zip	50250-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 78 30 LOT 22 OF WAMBOLD ADDITION
Legal Range	30W
Legal Township	78N
Legal Section	33
Legal Subdivision	WAMBOLD
Legal Lot Number	22
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2013
Census Tract	950300

Owner

1304 NE 2nd St is owned and occupied by two individuals who bought it in January 2019.

Source: Guthrie County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1304 NE 2ND ST, STUART, IA 50250-1050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION
Apr 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage RACCOON VALLEY BANK
Jan 24, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNIVERSITY OF IOWA CREDIT UNION
Sep 27, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MIDWEST FAMILY LENDING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2019 · Amount on File
Deed Sale	Jan 24, 2019 · Amount on File
Deed Document Number	2019385
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	1304 NE 2ND ST, STUART, IA 50250-1050
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020193172
Date	Oct 24, 2019
Instrument	2019-3172

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	1304 NE 2ND ST, STUART, IA 50250-1050
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0928
Date	Apr 21, 2017
Book Page	2017/0928
Instrument	2017-0928

Lender

Name	RACCOON VALLEY BANK
Type	Bank
Address	PERRY, IA 50220

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Jan 24, 2019
Property Address	1304 NE 2ND ST, STUART, IA 50250-1050
Document Number	20190385
Instrument Date	Jan 14, 2019
Instrument	2019-0385
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 NE 2ND ST, STUART, IA 50250-1050

Mortgage

Document Number	0020190386
Date	Jan 24, 2019
Instrument	2019-0386

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Sep 27, 2017
Property Address	1304 NE 2ND ST, STUART, IA 50250-1050
Document Number	02017/2325
Book / Page	2017 / 2325
Instrument Date	Sep 13, 2017
Instrument	2017-2325
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 NE 2ND ST, STUART, IA 50250-1050

Mortgage

Document Number	02017/2326
Date	Sep 27, 2017
Book Page	2017/2326
Instrument	2017-2326

Lender

Name	MIDWEST FAMILY LENDING CORPORATION
Type	Mortgage Company
Address	URBANDALE, IA 50322

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1304 NE 2nd St was $4,418 with a homeowner's exemption, up 0.6% from the year before.

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,600 (+1.34%) Land $37,400 Building $258,200	$295,600 (+1.34%) Land $37,400 Building $258,200
2025	$4,418.00 (+0.64%) Homeowner's exemption	$291,700 Land $37,400 Building $254,300	$291,700 Land $37,400 Building $254,300
2024	$4,390.00
2023		$267,000 (+27.51%) Land $27,000 Building $240,000	$267,000 Land $27,000 Building $240,000
2022	$3,896.00 Homeowner's exemption	$209,400 Land $27,000 Building $182,400
2021			$209,400 Land $27,000 Building $182,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1304 NE 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 NE 2nd St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 69% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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