1304 N 4th St, Waco, TX 76707 Property Records

McLennan County property record for 1304 N 4th St, Waco, TX 76707

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on Record
Tax Bill	$515 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan May 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-008600-002700-3`

Property Details

APN / Parcel Number

Primary APN	`48-008600-002700-3`
Alternative APNs	`4800860000270030101` `167573`

Exterior

Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide

Location & Zoning

Street Address	1304 N 4TH ST
City	WACO
State	TX
Zip	76707-2402
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	O2
Legal Description	CHAMBERLIN & TAYLOR LOT 2 BLOCK 11 ACRES .1894
Legal Subdivision	CHAMBERLIN & TAYLOR
Legal Block	11
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3015
Census Tract	1300

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1620 FLINT AVE, WACO, TX 76706-1938
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Construction Mortgage ALLIANCE BANK
May 20, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026
Deed Sale	Feb 27, 2026
Deed Document Number	20266343
Prior Transfer Date	Jun 9, 2016
Prior Transfer Doc	0000019111
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jul 20, 2026
Property Address	1304 N 4TH ST, WACO, TX 76707-2402
Document Number	0000023124
Instrument Date	Jul 17, 2026
Instrument	202623124
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1620 FLINT AVE, WACO, TX 76706-1938
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023124,
Date	Jul 20, 2026
Instrument	202623124

Lender

Name	ALLIANCE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2027

Interest

Rate	6.47%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1304 N 4TH ST, WACO, TX 76707-2402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016265
Date	May 20, 2020
Instrument	2020016265

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,245 (+10.05%) Land $25,245	$25,245 (+10.05%) Land $25,245
2025	$515.00 (-0.39%)	$22,940 (-) Land $22,940	$22,940 (-) Land $22,940
2024	$517.00 (+0.58%)
2023		$22,940 Land $22,940	$22,940 Land $22,940
2022	$514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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