1304 N 2nd St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 1304 N 2nd St, Saint Joseph, MO 64501

Property Summary

Property Type	Duplex
Details	1,420 sqft · built 1902
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Tax Bill	$576 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
APN	`06-3.0-08-002-003-040.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-002-003-040.000`

Interior

Building Area	1,420 sqft Base Area
1st Floor Area	1,420 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Duplex Single
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 40 ft wide

Location & Zoning

Street Address	1304 N 2ND ST
City	SAINT JOSEPH
State	MO
Zip	64501-1108
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CITY
Legal Description	SUB:ROBIDOUX LOT:12 BLK:56LGL DESC:
Legal Subdivision	ROBIDOUX
Legal Block	56
Legal Lot Number	12
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1042
Census Tract	400

Owner

1304 N 2nd St, a duplex, is owned by a company that acquired it in December 2024.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	2501 NE PRAIRIE FALCON DR, BLUE SPRINGS, MO 64014-1958
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2024
Deed Sale	Dec 3, 2024
Prior Sale	Apr 4, 2011
Deed Document Number	20249719
Deed Book / Page	3803 / 270
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1304 N 2ND ST, SAINT JOSEPH, MO 64501-1108
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 NE PRAIRIE FALCON DR, BLUE SPRINGS, MO 64014-1958

Mortgage

Document Number	003815/363
Date	Jan 27, 2026
Book Page	3815/363
Instrument	2026000548

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1304 N 2nd St was $576.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$576.00	$8,060 Land $1,020 Building $7,040	$42,420 Land $5,360 Building $37,060
2024	$576.00 (+16.36%)
2023	$495.00 (-0.8%)	$7,570 (-) Land $1,020 Building $6,550	$39,840 Land $5,360 Building $34,480
2022	$499.00	$7,570 Land $1,020 Building $6,550
2021			$39,840 Land $5,360 Building $34,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1304 N 2nd St; there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 N 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20