1304 N 1st Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 1304 N 1st Ave, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,190 sqft · built 1957
Lot Size	0.249 acres (10,849 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Sep 2020)
Tax Bill	$7,274 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1045-361-17-0000`

Property Details

APN / Parcel Number

Primary APN	`1045-361-17-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,190 sqft Living Area
Gross Area	2,730 sqft
1st Floor Area	2,190 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,849 sqft (0.249 acres)
Lot Dimensions	13,500 ft deep x 8,200 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	676 sqft
Patio Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1304 N 1ST AVE
City	UPLAND
State	CA
Zip	91786-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4543 LOT 17
Legal Subdivision	KELBER 4543
Legal Tract	4543
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2005
Census Tract	808

Owner

1304 N 1st Ave is owned and occupied by two individuals who acquired it in December 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1304 N 1ST AVE, UPLAND, CA 91786-3220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 3, 2017	Deed of Trust, Mortgage · FHA Mortgage BROADVIEW MORTGAGE CORP
Sep 30, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage AAA CAP INV
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage AAA CAP INV
Apr 19, 2018	Grant Deed, Transfer · Conventional Mortgage AAA CAPITAL INVESTMENT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Apr 19, 2018 · Amount on File
Deed Document Number	2020371586
Last Transfer Date	Dec 14, 2021
Transfer Doc	0000575414
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 27, 2021
Property Address	1304 N 1ST AVE, UPLAND, CA 91786-3220
Document Number	0000575414
Map Reference	MB 56 PG 27&28
Instrument Date	Dec 14, 2021
Instrument	2021-0575414
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1304 N 1ST AVE, UPLAND, CA 91786-3220

Mortgage

Document Number	0000575415
Date	Dec 27, 2021
Instrument	2021-0575415

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1304 N 1ST AVE, UPLAND, CA 91786-3220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001978
Date	Jan 3, 2017
Instrument	2017-0001978

Lender

Name	BROADVIEW MORTGAGE CORP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 30, 2020
Property Address	1304 N 1ST AVE, UPLAND, CA 91786-3220
Document Number	0000371586
Map Reference	MB 56 PG 27&28
Instrument Date	Aug 23, 2020
Instrument	2020-0371586
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1304 N 1ST AVE, UPLAND, CA 91786-3220

Mortgage

Document Number	0000371587
Date	Sep 30, 2020
Instrument	2020-0371587

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1304 N 1ST AVE, UPLAND, CA 91786-3220
Document Number	0000172019
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1304 N 1ST AVE UPLAND CA 917863220, UPLAND, CA 91786-3220

Mortgage

Document Number	0000172019
Date	May 29, 2019
Instrument	172019

Lender

Name	AAA CAP INV
Type	Funding / Finance Company
Address	ALHAMBRA, CA 91801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 28, 2034

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1304 N 1ST AVE, UPLAND, CA 91786-3220
Document Number	0000395944
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1304 N 1ST AVE UPLAND CA 917863220, UPLAND, CA 91786-3220

Mortgage

Document Number	0000395944
Date	Oct 30, 2018
Instrument	395944

Lender

Name	AAA CAP INV
Type	Funding / Finance Company
Address	ALHAMBRA, CA 91801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 29, 2033

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 19, 2018
Property Address	1304 N 1ST AVE, UPLAND, CA 91786-3220
Document Number	0000141779
Map Reference	MB 56 PG 27&28
Instrument Date	Mar 12, 2018
Instrument	2018-0141779
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1304 N 1ST AVE, UPLAND, CA 91786-3220

Mortgage

Document Number	0000141780
Date	Apr 19, 2018
Instrument	2018-0141780

Lender

Name	AAA CAPITAL INVESTMENT INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1304 N 1st Ave was $7,274 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$679,010 (+2%) Land $237,654 Building $441,356
2025	$7,274.00 Homeowner's exemption	$665,696 Land $232,994 Building $432,702
2023	$6,936.00 (+2%) Homeowner's exemption	$639,846 Land $223,946 Building $415,900
2022	$6,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1304 N 1st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1304 N 1st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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