1304 Masters Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1304 Masters Ct, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 6,294 sqft · built 1995
Lot Size	0.481 acres (20,952 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,458 (2025)
Deeds & Mortgages	Dec 2023 Transfer Feb 2023 Line of Credit
APN	`0285001000420`

Property Details

APN / Parcel Number

Primary APN	`0285001000420`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,294 sqft Living Area
1st Floor Area	2,081 sqft
Upper Floors Area	2,081 sqft
Attic	Attic
Attic Area	624 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,952 sqft (0.481 acres)
Lot Dimensions	127 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	820 sqft

Exterior Amenities

Pool Area	697 sqft
Porch	Open Porch
Porch Area	40 sqft
Patio Area	594 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1304 MASTERS CT
City	CHESAPEAKE
State	VA
Zip	23320-9451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	42 EMERALD GREENS SEC 3
Legal Subdivision	EMERALD GREENS,EMERALD FOREST
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1001
Census Tract	20814

Owner

1304 Masters Ct is owned and occupied by two individuals who acquired it in November 2023.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1304 MASTERS CT, CHESAPEAKE, VA 23320-9451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Intrafamily Transfer, Transfer
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN SECURITY MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 15, 2023
Transfer Doc	010716/864
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 28, 2023
Property Address	1304 MASTERS CT, CHESAPEAKE, VA 23320-9451
Document Number	010716/864
Book / Page	10716 / 864
Instrument Date	Nov 15, 2023
Instrument	230026157
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 MASTERS CT, CHESAPEAKE, VA 23320-9451

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1304 MASTERS CT, CHESAPEAKE, VA 23320-9451
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	STEWART TITLE, STEWART TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010641/716
Date	Feb 27, 2023
Book Page	10641/716
Instrument	230003919

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1304 Masters Ct was $11,458, up 9.2% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,195,400 (+5.37%) Land $255,000 Building $940,400	$1,195,400 (+5.37%) Land $255,000 Building $940,400
2025	$11,458.00 (+9.2%)	$1,134,500 Land $230,000 Building $904,500	$1,134,500 Land $230,000 Building $904,500
2024	$10,493.00
2023		$1,012,900 (+15.99%) Land $200,000 Building $812,900	$1,012,900 (+15.99%) Land $200,000 Building $812,900
2022		$873,300 Land $180,000 Building $693,300	$873,300 Land $180,000 Building $693,300
2019	$8,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1304 Masters Ct; 9 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 Masters Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Masters Ct

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