Lake County property record for 1304 Lorelei Dr, Zion, IL 60099
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,186 sqft · built 1993 |
| Lot Size | 0.174 acres (7,562 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Dec 2025) |
| Tax Bill | $8,840 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-18-205-004 |
| Primary APN | 04-18-205-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,186 sqft Living Area |
| Gross Area | 1,626 sqft |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 106 sqft |
| Upper Floors Area | 106 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,562 sqft (0.174 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1304 LORELEI DR |
|---|---|
| City | ZION |
| State | IL |
| Zip | 60099-1934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND MEADOWS UNIT 2 PHASE D; LOT 27 |
| Legal Subdivision | HIGHLAND MEADOWS UNIT 2 PHASE D |
| Legal Phase | D |
| Legal Lot Number | 27 |
| Legal Unit | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ZION |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 860106 |
1304 Lorelei Dr is owned and occupied by two individuals who bought it in December 2025.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1304 LORELEI DR, ZION, IL 60099-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 14, 2024 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 13, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 13, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on File |
| Deed Sale | Dec 4, 2025 · Amount on File |
| Prior Sale | Jan 13, 2023 · Amount on File |
| Deed Document Number | 20258137582 |
| Prior Transfer Date | Nov 11, 2021 |
| Prior Transfer Doc | 0007853194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1304 LORELEI DR, ZION, IL 60099-1934 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Title Company | UNKNOWN, CT |
| Name | Verified Name |
|---|---|
| Address | 2829 JETHRO CT, ZION, IL 60099-4225 |
| Document Number | 0008137583 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 8137583 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1304 LORELEI DR, ZION, IL 60099-1934 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0008019401 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 8019401 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 13, 2023 |
| Property Address | 1304 LORELEI DR, ZION, IL 60099-1934 |
| Document Number | 0007953878 |
| Map Reference | DOC 3051955 |
| Instrument Date | Jan 9, 2023 |
| Instrument | 7953878 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1304 LORELEI DR, ZION, IL 60099-1934 |
| Document Number | 0007953879 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 7953879 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 13, 2021 |
| Property Address | 1304 LORELEI DR, ZION, IL 60099-1934 |
| Document Number | 0007853194 |
| Map Reference | DOC 3044120 |
| Instrument Date | Nov 11, 2021 |
| Instrument | 7853194 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 14889 W IL ROUTE 173, WADSWORTH, IL 60083-9407 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Zion Township |
| Municipality | Zion City |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,402 Land $10,365 Building $72,037 | $247,231 Land $31,098 Building $216,133 | |
| 2024 | $8,840.00 (+14.78%) | ||
| 2023 | $7,702.00 (+0.88%) | $66,820 (+13.19%) Land $8,405 Building $58,415 | $200,481 (+13.19%) Land $25,218 Building $175,263 |
| 2022 | $7,635.00 | $59,035 Land $6,898 Building $52,137 | $177,123 Land $20,696 Building $156,427 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1304 Lorelei Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1304 Lorelei Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZION serves 24,442 people · EPA ID IL0972000 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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