St. Lucie County property record for 1304 Lone Pine Dr, Fort Pierce, FL 34982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,876 sqft · built 2020 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $37,000 (Feb 2018) |
| Tax Bill | $7,111 (2024) |
| Deeds & Mortgages | Nov 2019 Construction Loan Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3409-505-0006-000-6 |
| Primary APN | 3409-505-0006-000-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,876 sqft Living Area |
| Gross Area | 5,356 sqft |
| 1st Floor Area | 2,876 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,440 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 166406 |
|---|---|
| Street Address | 1304 LONE PINE DR |
| City | FORT PIERCE |
| State | FL |
| Zip | 34982-3300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LONE PINE SUBDIVISION (PB 51-21) LOT 1 (OR 4093-2368) |
| Legal Range | 40E |
| Legal Township | 36S |
| Legal Section | 09 |
| Legal Subdivision | LONE PINE SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | FORT PIERCE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 381507 |
1304 Lone Pine Dr is owned and occupied by two individuals who bought it in February 2018.
Source: St. Lucie County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1304 LONE PINE DR, FORT PIERCE, FL 34982-3300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2019 | Deed of Trust, Mortgage · Construction Mortgage GATEWAY MORTGAGE GROUP LLC |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Aug 5, 2020 | Deed of Trust, Mortgage PENNYMAC |
| Aug 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOME FINANCING CTR |
| Feb 5, 2018 | Grant Deed, Foreclosure FIRST INT'L TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2018 · Amount on File |
| Deed Sale | Feb 5, 2018 · Amount on File |
| Prior Sale | Jul 5, 2012 · Amount on File |
| Deed Document Number | 20184397788 |
| Deed Book / Page | 4093 / 2368 |
| Prior Transfer Date | Jan 31, 2018 |
| Prior Transfer Doc | 0004397788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 1304 LONE PINE DR, FORT PIERCE, FL 34982-3300 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Title Company | FIT |
| Name | Verified Name |
|---|
| Document Number | 0043461746 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 4346/1746 |
| Instrument | 4642065 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 13, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Min Rate At Change | 4% |
| Max Rate At Change | 6.45% |
| Max Rate | 10.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 1304 LONE PINE DR, FORT PIERCE, FL 34982-3300 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1304 LONE PINE DR, FORT PIERCE, FL 34982-3300 |
| Document Number | 0047170360 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 4717/360 |
| Instrument | 4949286 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 1304 LONE PINE DR, FORT PIERCE, FL 34982-3300 |
| Document Number | 0044590902 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1304 LONE PINE DR FORT PIERCE FL 349823300, FORT PIERCE, FL 34982-3300 |
| Document Number | 0044590902 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 004459/000902 |
| Instrument | 4740140 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 1304 LONE PINE DR, FORT PIERCE, FL 34982-3300 |
| Document Number | 0044590091 |
| Instrument Date | Aug 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NETCO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0044590091 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 004459/000091 |
| Instrument | 4739908 |
| Name | HOME FINANCING CTR |
|---|---|
| Type | Funding / Finance Company |
| Address | MIAMI, FL 33134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Feb 5, 2018 |
| Property Address | 1304 LONE PINE DR, FORT PIERCE, FL 34982-3300 |
| Document Number | 0040932368 |
| Book / Page | 004093 / 002368 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 4397788 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 20, 2018 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $259.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5481 NW SCEPTER DR PORT ST LUCIE FL 349833320, PORT ST LUCIE, FL 34983-3320 |
Source: St. Lucie County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $403,623 | $532,700 Land $132,300 Building $400,400 | |
| 2024 | $7,111.00 (+9.05%) | ||
| 2023 | $6,521.00 (+4.1%) Additional exemption filed | $499,700 (+43.96%) Land $103,300 Building $396,400 | $499,700 (+25.27%) Land $103,300 Building $396,400 |
| 2022 | $6,264.00 Homeowner's exemption | $347,110 | $398,900 Land $90,900 Building $308,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1304 Lone Pine Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 6 (2012–2020) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1304 Lone Pine Dr is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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