1304 Jackson St, Durham, NC 27701 Property Records

Durham County property record for 1304 Jackson St, Durham, NC 27701

Property Summary

Property Type	Commercial
Details	2 bd · 2 ba · 1,100 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Company on Record
Last Sale	$225,000 (Sep 2022)
Tax Bill	$3,272 (2023)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0821-37-7325`

Property Details

APN / Parcel Number

Primary APN	`0821-37-7325`
Alternative APNs	`0821-37-73-2578` `082110377325` `114062`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,100 sqft Heated Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1304 JACKSON ST
City	DURHAM
State	NC
Zip	27701-3047
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RU-5(2)
Legal Description	FITZGERALD TRACT/LT#41 LAND ONLY PL:00003A-000061
Legal Subdivision	FITZGERALD TRACT
Legal Lot Number	41
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3004
Census Tract	500

Owner

Source: Durham County assessment roll, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	1208 W CHAPEL HILL ST, DURHAM, NC 27701-3002
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Sep 15, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage DURHAM COMMUNITY LEND TRUSTEES INC
Sep 14, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage NORTH CAROLINA HOUSING FINANCE AGEN
Sep 14, 2022	Ground Lease, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Deed Document Number	202236741
Deed Book / Page	9781 / 597
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1304 JACKSON ST, DURHAM, NC 27701-3047
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097810672
Date	Sep 15, 2022
Book Page	9781/672
Instrument	2022036751

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1304 JACKSON ST, DURHAM, NC 27701-3047
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097810683
Date	Sep 15, 2022
Book Page	9781/683
Instrument	2022036754

Lender

Name	DURHAM COMMUNITY LEND TRUSTEES INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 14, 2022
Property Address	1304 JACKSON ST, DURHAM, NC 27701-3047
Document Number	0097810597
Book / Page	9781 / 597
Instrument Date	Aug 17, 2022
Instrument	2022036741
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1205 W CHAPEL HILL ST, DURHAM, NC 27701-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 JACKSON ST, DURHAM, NC 27701-3047

Mortgage

Document Number	2022036744
Date	Sep 14, 2022
Instrument	2022036744

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGEN
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0097810625
Date	Sep 14, 2022
Book Page	9781/625
Instrument	2022036743

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Ground Lease, Transfer

Document Type	Ground Lease
Jurisdiction	DURHAM NC
Recording Date	Sep 14, 2022
Property Address	1304 JACKSON ST, DURHAM, NC 27701-3047
Document Number	0097810600
Book / Page	9781 / 600
Instrument Date	Aug 17, 2022
Instrument	2022036742
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 W CHAPEL HILL ST, DURHAM, NC 27701-3002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 JACKSON ST, DURHAM, NC 27701-3047

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$395,948 (+58.69%) Land $226,000 Building $169,948	$395,948 (+58.69%) Land $226,000 Building $169,948
2023	$3,272.00	$249,517 (+25.72%) Land $70,312 Building $179,205	$249,517 (+25.72%) Land $70,312 Building $179,205
2022		$198,469 Land $70,312 Building $128,157	$198,469 Land $70,312 Building $128,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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