1304 Forest Bluff Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 1304 Forest Bluff Dr, Midland, NC 28107 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,951 sqft · built 1997
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Nov 2021)
Tax Bill	$4,931 (2025)
Deeds & Mortgages	Apr 2024 Transfer Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10025A0029.000000`

Property Details

APN / Parcel Number

Primary APN	`10025A0029.000000`
Alternative APNs	`5533 67 3925` `132431` `151061` `170027`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,951 sqft Living Area
Gross Area	5,430 sqft
1st Floor Area	2,448 sqft
Upper Floors Area	1,024 sqft
Attic	Attic
Attic Area	80 sqft
Sunroom	Sunroom
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	72,310 sqft (1.66 acres)
Lot Dimensions	360 ft deep x 473 ft wide
Garage Type	Mixed
Garage Area	471 sqft
Driveway	Concrete Driveway
Driveway Area	2,800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	384 sqft
Patio Area	736 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	170027
Street Address	1304 FOREST BLUFF DR
City	MIDLAND
State	NC
Zip	28107-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 29 MCMANUS MEADOWS
Legal Subdivision	MCMANUS MEADOWS
Legal Lot Number	29
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	2
Census Block	2065
Census Tract	41603

Owner

Source: Cabarrus County records · APN 10025A0029.000000

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1304 FOREST BLUFF DR, MIDLAND, NC 28107-9247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Intrafamily Transfer, Transfer
Nov 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK
Sep 10, 2019	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Book / Page	15648 / 195
Prior Transfer Date	Nov 03, 2011
Prior Transfer Doc	9761115
Record Updated	Jun 08, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Apr 17, 2024
Property Address	1304 FOREST BLUFF DR, MIDLAND, NC 28107-9247
Document Number	0016893303
Book / Page	16893 / 303
Map Reference	MB 22 PG 16
Instrument Date	Apr 16, 2024
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1304 FOREST BLUFF DR, MIDLAND, NC 28107-9247

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1304 FOREST BLUFF DR, MIDLAND, NC 28107-9247
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014642237
Date	Nov 04, 2020
Book Page	14642/237

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 12, 2021
Property Address	1304 FOREST BLUFF DR, MIDLAND, NC 28107-9247
Document Number	0015648195
Book / Page	15648 / 195
Map Reference	MB 22 PG 16
Instrument Date	Nov 10, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6460 TALLEY RD, 6460, STANFIELD, NC 28163-7618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1304 FOREST BLUFF DR, MIDLAND, NC 28107-9247

Mortgage

Document Number	0015648199
Date	Nov 12, 2021
Instrument	15648/199

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 10, 2019
Property Address	1304 FOREST BLUFF DR, MIDLAND, NC 28107-9247
Document Number	1371062
Book / Page	013710 / 000062
Instrument Date	Sep 04, 2019
Instrument	24138
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1304 FOREST BLUFF DR MIDLAND NC 281079247, MIDLAND, NC 28107-9247

Mortgage

Document Number	1371065
Date	Sep 10, 2019
Book Page	013710/000065
Instrument	24139

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 09, 2049

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,931.00 (+31.53%)	$635,450 (+60.15%) Land $109,000 Building $526,450
2024			$635,450 (+60.15%) Land $109,000 Building $526,450
2023	$3,749.00	$396,780 Land $50,000 Building $346,780	$396,780 Land $50,000 Building $346,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250416032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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