1304 Evans St, Morehead City, NC 28557 Property Records

Carteret County property record for 1304 Evans St, Morehead City, NC 28557

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,776 sqft · built 2020
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (Dec 2020)
Tax Bill$5,051 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Dec 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN6386.18.41.8257000

Property Details

APN / Parcel Number

Primary APN6386.18.41.8257000
Alternative APNs
  • 529790
  • 11662

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,776 sqft Heated Area
Gross Area2,079 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Foundation TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Lot Dimensions120 ft deep x 50 ft wide

Exterior Amenities

PorchPorch
Deck Area42 sqft
Shed1 Shed
Shed Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number11662
Street Address1304 EVANS ST
CityMOREHEAD CITY
StateNC
Zip28557-4141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionL3 B21 MOREHEAD CITY
Legal SubdivisionMOREHEAD CITY
Legal Block21
Legal Lot Number3
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2038
Census Tract970403

Owner

Source: Carteret County records · APN 6386.18.41.8257000

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 6, MOREHEAD CITY, NC 28557-0006
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERICAN SECURITY BANK & TRUST CO
Dec 11, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jun 15, 2020Deed of Trust, Construction Loan · Construction Mortgage
WHITLEY PHILIP H TRUST (RT)
Dec 20, 2019Warranty Deed, Transfer · Conventional with PMI
ELEANOR H BLAKE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 11, 2020 · Amount on Record
Deed SaleDec 11, 2020 · Amount on Record
Prior SaleDec 11, 2020
Deed Document Number0001699400
Deed Book / Page1699 / 400
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateDec 11, 2020
Property Address1304 EVANS ST, MOREHEAD CITY, NC 28557-4141
Document Number0016990400
Book / Page1699 / 400
Map ReferenceMB 1 PG 139
Instrument DateDec 11, 2020
Instrument1699400
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 6, MOREHEAD CITY, NC 28557-0006

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 6, MOREHEAD CITY, NC 28557-0006

Mortgage

Document Number1699401
DateDec 11, 2020
Instrument1699-401
Lender
NameAMERICAN SECURITY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateDec 11, 2020
Property Address1304 EVANS ST, MOREHEAD CITY, NC 28557-4141
Document Number0016990399
Book / Page001699 / 000399
Instrument DateDec 11, 2020
Transaction TypeTransfer
Record UpdatedJan 20, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 6 MOREHEAD CITY NC 285570006, MOREHEAD CITY, NC 28557-0006
InvestorPossibly a Property Investor

June 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCARTERET NC
Recording DateJun 15, 2020
Property Address1304 EVANS ST, MOREHEAD CITY, NC 28557-4141
Document Number0016750166
Book / Page001675 / 000166
Instrument DateJun 15, 2020
Transaction TypeConstruction Loan
Record UpdatedAug 11, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 6 MOREHEAD CITY NC 285570006, MOREHEAD CITY, NC 28557-0006

Mortgage

Document Number16750166
DateJun 15, 2020
Book Page001675/000166
Lender
NameWHITLEY PHILIP H TRUST (RT)
AddressPO BOX 1600, WENDELL, NC 27591-1600
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 14, 2021

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateDec 20, 2019
Property Address1304 EVANS ST, MOREHEAD CITY, NC 28557-4141
Document Number0016580217
Book / Page001658 / 000217
Instrument DateDec 20, 2019
Transaction TypeTransfer
Record UpdatedJan 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 6 MOREHEAD CITY NC 285570006, MOREHEAD CITY, NC 28557-0006

Mortgage

Document Number1658218
DateDec 20, 2019
Book Page000165/008218
Lender
NameELEANOR H BLAKE
Address1114 LAUREL LN NW, WILSON, NC 27896-2149
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueDec 19, 2024

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityMorehead City Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,051.00 (+298.03%)$872,872 (+129.63%) Land $271,688 Building $601,184$872,872 (+129.63%) Land $271,688 Building $601,184
2023$380,116 Land $167,450 Building $212,666$380,116 Land $167,450 Building $212,666
2022$1,269.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 140 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
incl. 58 condo units
Nearby Flood Claims60 (1985–2022)
Claims Outside the SFHA19 of 60
Most Recent ClaimJan 2022 · tidal / storm surge
Claims by Event
  • Hurricane Florence, Sep 2018 · 25 claims
  • Hurricane Fran, Sep 1996 · 7 claims
  • Hurricane Bertha, Jul 1996 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 463 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF MOREHEAD CITY
serves 18,846 people
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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