1304 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 1304 Esplanade Cir, Folsom, CA 95630

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,355 sqft · built 2005
Owner2 Individual Names on File
Last Sale$171,000 (Feb 2012)
Tax Bill$2,668 (2025)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN071-1810-032-0014

Property Details

APN / Parcel Number

Primary APN071-1810-032-0014

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,355 sqft Living Area
1st Floor Area540 sqft
2nd Floor Area815 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Garage Area449 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1304 ESPLANADE CIR
CityFOLSOM
StateCA
Zip95630-7364
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSP-RM-17 (
Legal DescriptionTHE ESPLANADE PHASE 3 BLDG 7 UNIT 1304
Legal SubdivisionTHE ESPLANADE PHASE 3
Legal Lot Number1
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group3
Census Block3004
Census Tract8501

Owner

1304 Esplanade Cir, a condominium, is owned by two individuals who bought it in February 2012.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address929 APERO WAY, EL DORADO HILLS, CA 95762-7672
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2012 · Amount on File
Deed SaleFeb 23, 2012 · Amount on File
Prior SaleJul 1, 2008 · Amount on File
Deed Book / Page20120223 / 1075
Prior Transfer DateApr 6, 2009
Prior Transfer Doc0000000549
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1304 ESPLANADE CIR, FOLSOM, CA 95630-7364
Document Number1807301033
Instrument DateJul 26, 2018
Transaction TypeMortgage
Record UpdatedAug 8, 2018
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address929 APERO WAY EL DORADO HILLS CA 957627672, EL DORADO HILLS, CA 95762-7672

Mortgage

Document Number1807301033
DateJul 30, 2018
Instrument1807301033
Lender
NameSTEARNS LNDG LLC
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1304 Esplanade Cir was $2,668, up 1.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$219,069 (+2%) Land $76,864 Building $142,205
2025$2,668.00 (+1.87%)$214,774 Land $75,357 Building $139,417
2024$2,619.00 (+1.51%)
2023$2,580.00 (+1.38%)$206,436 Land $72,432 Building $134,004
2022$2,545.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1304 Esplanade Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 Esplanade Cir is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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