1304 Eldorado Dr, Billings, MT 59101 Property Records

Yellowstone County property record for 1304 Eldorado Dr, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,250 sqft · built 1956
Lot Size	0.151 acres (6,621 sqft)
Owner	Individual Name on Record
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Aug 2024 Second Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A042960`

Property Details

APN / Parcel Number

Primary APN	`000A042960`
Alternative APNs	`03-0927-08-2-17-11-0000` `A042960` `R034521`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	950 sqft
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,621 sqft (0.151 acres)
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Deck Area	243 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000A042960
Old Parcel Number	A042960
Street Address	1304 ELDORADO DR
City	BILLINGS
State	MT
Zip	59101-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-70
Legal Description	CENTERVIEW SUBD, S08, T01 S, R26 E, BLOCK 5, LOT 5
Legal Range	26E
Legal Township	01S
Legal Section	08
Legal Quarter	NW
Legal Subdivision	CENTERVIEW SUBD
Legal Block	5
Legal Lot Number	5
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	3
Census Block	3008
Census Tract	1000

Owner

Source: Yellowstone County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1304 ELDORADO DR, BILLINGS, MT 59101-3105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Oct 6, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 8, 2017	Warranty Deed, Transfer STEWART TITLE OF BILLINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025
Deed Sale	Oct 6, 2025
Prior Sale	Mar 8, 2017
Deed Document Number	4116524
Record Updated	Jun 7, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1304 ELDORADO DR, BILLINGS, MT 59101-3105
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 ELDORADO DR, BILLINGS, MT 59101-3105

Mortgage

Document Number	0004083027
Date	Aug 21, 2024
Instrument	4083027

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 6, 2025
Property Address	1304 ELDORADO DR, BILLINGS, MT 59101-3105
Document Number	0004116524
Map Reference	DOC 522938
Instrument Date	Oct 6, 2025
Instrument	4116524
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1304 ELDORADO DR, BILLINGS, MT 59101-3105

Mortgage

Document Number	0004116525
Date	Oct 6, 2025
Instrument	4116525

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 8, 2017
Property Address	1304 ELDORADO DR, BILLINGS, MT 59101-3105
Document Number	0003807589
Map Reference	DOC 522938
Instrument Date	Mar 7, 2017
Instrument	3807589
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF BILLINGS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9460 US HIGHWAY 212, 9460, JOLIET, MT 59041-9485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 ELDORADO DR, BILLINGS, MT 59101-3105

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of December 31, 2024

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00 (-27.51%)	$271,100 (+27.28%)	$271,100 (+27.28%) Land $38,757 Building $232,343
2023	$1,901.00	$213,000	$213,000 Land $37,979 Building $175,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T.

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